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The 10 Best Home Care Agencies for Seniors in Urbandale, IA for 2024

Urbandale is a fast-growing city in central Iowa with nearly 46,000 residents. Its senior community accounts for a relatively small portion of the population compared to the typical U.S. city, making up just over 14% of residents compared to the national average of 16.5%. Even so, retirees seek out this city for its affordabilitylow crime rates and high access to health care. Two of the state’s top-rated medical facilities, MercyOne Des Moines Medical Center and UnityPoint Health – Iowa Methodist Medical Center, are within a 10-mile radius. Older adults can also obtain the support they need to remain in their homes, even as their needs change, from numerous regional home care agencies. In Urbandale, seniors pay approximately $5,148 for this type of care, which includes nonspecialized personal care services. Older adults who need skilled nursing services, such as medication administration, catheter care or physical or occupational therapy, may consider home health care.

Below we’ve compiled a comprehensive directory of every home care provider in the Urbandale area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Urbandale, IA

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Paying for Home Care in Urbandale, IA

The Cost of Home Care in Urbandale, IA

According to the Genworth 2020 Cost of Care Survey, home care agencies in the Urbandale region charge approximately $5,148 per month for services, making it among the costlier options in Iowa. Statewide, monthly fees average $4,767, and nationally, older adults pay $4,481 per month for this type of care. In Iowa City, local home care rates exceed state and national medians but are affordable compared to Urbandale at $5,053. In the Waterloo area, monthly fees are consistent with the state rate at $4,767, and in the Davenport area, care costs are competitive at $4,385.

Urbandale

$5,148

Iowa

$4,767

United States

$4,481

Iowa City

$5,053

Waterloo Area

$4,767

Davenport Area

$4,385

The Cost of Home Care vs. Other Senior Care Options in Urbandale, IA

Senior care in Urbandale ranges in price from about $1,500 monthly to over $7,000, depending on the type and level of care. Older adults pay $5,148 for home care. Home health care, which includes specialized care, has the same monthly rate. Adult day health care may be an affordable alternative to home care, costing approximately $1,517 monthly. Older adults who obtain personal care in an assisted living facility pay $5,005 per month, and nursing home residents pay $7,148 for semiprivate accommodations. 

Home Care

$5,148

Home Health Care

$5,148

Adult Day Health

$1,517

Assisted Living

$5,005

Nursing Home Care (semiprivate room)

$7,148

Note: Data for Urbandale was unavailable, so data for the nearest city, Des Moines Area, was used instead. 

Financial Assistance for Home Care in Urbandale, IA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Urbandale, IA

Seniors in Urbandale have access to a broad range of recreational amenities and community-based programs that support their independence and quality of life at home. The following table features local nonprofit resources to help older adults connect with social opportunities and programs that reduce living expenses and ensure a safe home environment.   

ResourceContactService
Senior Recreation Center(515) 278-3907The Senior Recreation Center is open to those aged 55 and over in Urbandale. The center hosts social groups; free computer, internet and printing services; fitness classes and free access to a game room, fitness room and library. The center also has special events throughout the year, such as ice cream socials, bingo, picnics and craft classes.
Aging Resources of Central Iowa(515) 255-1310 (800) 747-5352Aging Resources of Central Iowa is the designated Area Agency on Aging for the Urbandale region. It provides case management for those aged 60 and over who need care services but want to remain at home. Through this program, case managers visit participants’ homes to assess their needs and help them connect with community-based services. The agency also has a family caregiver program that provides support and training for unpaid caregivers.
Metro Home Improvement Program(515) 273-0770Metro Home Improvement Program is a service of the City of Urbandale that assists with housing repairs for qualifying homeowners. Some repairs the program covers include weatherization services, handicap accessibility modifications, electrical and plumbing repairs and basic repairs to the home’s walls, roof and foundation. The program provides repairs for a limited number of households annually, but seniors can apply for the waitlist if immediate services aren’t available.
IMPACT Community Action Partnership(515) 518-4770IMPACT Community Action Partnership administers utility, food and housing assistance programs for qualifying individuals in Polk County. It also has Resource Navigation specialists who help older adults connect with community-based services that may help them remain in their homes.
New Opportunities, Inc.(712) 792-9266New Opportunities, Inc., is a local nonprofit organization that serves Urbandale seniors in Dallas County. It administers the region’s Weatherization program, which helps qualifying applicants reduce their homes’ energy costs. Covered services include furnace and water heater replacements, air sealing, insulating walls and attics and minor repairs. To qualify, applicants must meet income guidelines.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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