Assisted Living Communities in Westmont, Illinois

The 2024 Genworth Cost of Care Survey puts assisted living costs in Westmont near $6,500 per month, with local fees tracking over the state median of $5,225 and costs in many nearby cities. By comparison, fees in Peoria and Bloomington run lower, with seniors paying approximately $5,012 and $4,800, respectively. On the other hand, facilities in Kankakee charge higher rates of around $7,683.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

In Westmont, assisted living communities charge around $6,500 per month. This rate falls roughly $2,200 below the cost of nursing home care in shared housing units. However, it aligns closely with home health care fees of about $6,578 and runs lower than other nonresidential alternatives. For example, seniors who arrange in-home care pay around $5,720, and adult day health care attendees pay around $2,123.

The Illinois Department of Public Health oversees assisted living facilities in Westmont and enforces minimum licensing requirements to ensure a high standard of care. The department ensures compliance through an initial and annual licensing process and by investigating reports of abuse or substandard care. 

• Westmont is among the more expensive cities in Illinois to live in, with an overall cost of living that exceeds the state median by about 17%. Transportation and housing expenses are particularly high here, but older adults who need personal care services may be able to reduce monthly expenses by transitioning to assisted living.   
• Property taxes in Illinois exceed the national average, which may make assisted living a more economical option than owning a home in Westmont. Illinois taxes seniors’ wages at normal rates, but retirees don’t pay state taxes on Social Security benefits, pension income or withdrawals from retirement accounts.  
• Crime is uncommon in Westmont, which may make the city a great option for older adults. Most recent crime data indicates that violent crime occurs at a rate of about 65 incidents per 100,000 people, which is considerably lower than the state and national respective rates of 407 and 379. Property crime is slightly more common but is still low compared to nearby and similarly sized cities within the state.  
• Westmont’s weather is generally comfortable throughout the year and may be well-suited for those who enjoy relaxing outdoors or participating in therapeutic activities, such as gardening. July is the warmest month with temperatures in the mid-80s, and January is chilly with highs around 30 degrees. The city sees about 31 inches of annual snowfall and 39 inches of rain.  
• Westmont has almost 400 doctors per 100,000 people, nearly double the national rate of 210, which may make it an appealing option for those managing health conditions. Numerous hospitals are located within easy driving distance, including Advocate Good Samaritan Hospital in Downers Grove and Adventist Medical Center Hinsdale in Hinsdale. In general, health care services cost about 2% less here than in the average U.S. city.