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The 10 Best Home Care Agencies for Seniors in Knightdale, NC for 2024

The town of Knightdale is a safe community in the heart of Wake County, North Carolina. Nearly 20,000 people call the area home, approximately 1,750 of whom are seniors aged 65 and over. Residents enjoy overall warm weather conditions with 217 days of sunshine each year and receive very little snow over the winter. When it comes to health care options, the area has several medical centers including REX Healthcare of Knightdale and Duke Medical Plaza Knightdale

Home care in the town costs $4,004 on average, each month, while the corresponding cost for home health care is $4,195. The latter offers similar personal care services to in-home aides but also includes skilled nursing care.

Below we’ve compiled a comprehensive directory of every home care provider in the Knightdale area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Knightdale, NC

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Paying for Home Care in Knightdale, NC

According to the 2020 Genworth Cost of Care Survey, Knightdale’s home care monthly rates of around $4,004 are well below the national median of $4,481. However, the city’s costs are above the state average of $3,813.

The Cost of Home Care in Knightdale, NC

Knightdale is significantly more expensive for home care than most of the surrounding cities. Providers in Fayetteville ($3,623), Goldsboro ($3,449) and Rocky Mount ($3,432) charge at least $300 less. The city is more affordable for this type of care than Durham, where rates are $381 higher.  

Knightdale

$4,004

North Carolina

$3,813

United States

$4,481

Durham

$4,385

Fayetteville

$3,623

Goldsboro

$3,449

Rocky Mount

$3,432

The Cost of Home Care vs. Other Senior Care Options in Knightdale, NC

In Knightdale, home care is one of the most convenient and affordable ways for seniors to receive the help they need. The only type of care costing less in the area is adult day health care at an average of $1,463. Home health care agencies charge $191 more than home care providers. Assisted living communities are substantially more expensive than home care, while nursing homes are nearly double the cost. 

Home Care

$4,004

Home Health Care

$4,195

Adult Day Health

$1,463

Assisted Living

$4,800

Nursing Home Care (semi-private room)

$7,148

Financial Assistance for Home Care in Knightdale, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Knightdale, NC

There are several resources available to seniors in Knightdale that can help them continue to live at home for as long as possible. These resources can assist with home repairs and other areas relevant to older adults in the town. 

ResourceContactService
Home Modification and Repair Services(919) 872-7933This is a program overseen by the Resources for Aging agency and can help seniors fund a series of home repairs. Older adults may be eligible for assistance with paying for home improvements such as installing a wheelchair ramp, fixing their plumbing and more. These services are offered by local constructors and volunteers and the cost is on a sliding scale based on income. Seniors must be 55 and older to qualify.
Wake County’s Special Assistance / In-Home Program(919) 250-3835 This statewide program is managed locally by the Wake County government. Seniors who are at risk of being placed in a nursing home can receive free home care in the community. Social workers with the county can assess applicants and decide which care levels they receive. Seniors have to be on a low income that's under the federal poverty line and must be age 65 or over.
Weatherization Program(919) 713-1570Seniors whose income is below double the Federal Poverty Level can get home repairs to help reduce their energy bills. This program is a Senior Resources-operated initiative that can help seniors insulate their homes, fix air leaks, install a smart thermostat and other improvements.
Seniors Transportation Programs(919) 713-1527There are two transportation programs available to seniors in Knightdale offered by Senior Resources. Older adults can get rides to and from medical appointments. They can also be transported to local senior centers for congregate meals. These programs are free to older adults in Wake County who are 65 and over.
Senior Legal Helpline(877) 579-7562The statewide legal helpline can help adults aged 60 and over get advice on civil matters. Seniors can contact the helpline for assistance on topics such as powers of attorney, public benefits and housing issues.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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