The 10 Best Assisted Living Facilities in Ruskin, FL for 2024

 

Ruskin sits south of Tampa, on Florida's Gulf Coast. The city features 2 assisted living communities, and seniors can find an additional 11 in surrounding areas. Residents of these communities pay a median monthly rate of $4,145. In comparison, Florida's typical price ranks $145 cheaper, but the national norm is $355 more expensive.

Our directory includes reviews of Ruskin's assisted living communities, which have an average rating of 5 out of 5 stars stars. Explore the reviews below to learn more.

Florida's Bureau of Health Facility Regulation monitors assisted living communities in Ruskin and throughout the state. Communities must follow the agency's health, safety and staffing guidelines to maintain their licensure. 

 

• Ruskin's overall cost of living ranks about 5% lower than the national average. In particular, local housing costs approximately 20% less than average, while the city's health care is around 8% cheaper. On the other hand, Ruskin's grocery prices exceed the U.S. norm by 8%. However, assisted living communities typically provide daily meals and snacks, offsetting this expense category.

 

• Ruskin has an AARP Livability Index score of 47, putting the city in the bottom half of communities nationwide. The city loses points for health care, with just 54% of residents reporting being satisfied with local medical services. In contrast, Ruskin gains points for affordability and environmental safety; most community members spend less than 19% of their income on housing, and the city experiences less air pollution than the U.S. norm.

 

• Seniors in Ruskin benefit from Florida's retirement tax laws. The state doesn't impose any income taxes, meaning Social Security benefits, retirement account withdrawals and all other forms of income are tax-free at the state and local levels. Ruskin's residents still have to pay federal taxes, but seniors can get help filing through the AARP Foundation's Tax-Aide program.

 

• According to FEMA, Ruskin has a very high risk of experiencing hurricanes. The city is also at risk of experiencing storm surges of more than 6 feet, according to NOAA. For peace of mind, Florida requires assisted living communities to have emergency evacuation plans, including transportation services to protect residents during adverse weather.

 

• Ruskin features lower crime rates than approximately 82% of American cities. For additional safety, assisted living communities typically employ security cameras, locked gates and other safety systems to safeguard residents.

 

• When it comes to the weather, Ruskin experiences hot and humid summers. High temperatures frequently hit 90 degrees Fahrenheit in July and August, and humidity levels are high from late May through early October. In contrast, the city sees lows around 53 degrees Fahrenheit in January, while humidity levels are comfortable from late December through early March.

 

Assisted living communities in Ruskin charge a median fee of $4,145 per month.

Ruskin's median assisted living price ranks $355 cheaper than the U.S. norm. However, the city's rate is $145 costlier than Florida's statewide price, and many nearby areas have lower fees. Seniors in Tampa pay about $795 less for assisted living, and those in Lakeland pay around $845 less. Similarly, Sebring's median price ranks $709 cheaper. 

Assisted living stands as one of the cheapest senior care options in Ruskin. Adult day health care is the only cheaper option, costing about $2,065 less per month. However, this service includes only daytime supervision in a communal setting and doesn't account for other expenses, such as housing. In contrast, in-home care costs about $1,575 more than assisted living, providing seniors with personal care assistance in their private residences. Home health care also costs $1,575 more, offering personal support alongside light medical care. Similarly, nursing home care costs about $5,345 more than assisted living due to its inclusion of 24/7 medical monitoring. 

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.