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The 10 Best Home Care Agencies for Seniors in Bloomington, MN for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Bloomington, MN, residents and their loved ones rate In Home Care agencies 4.9 out of 5 stars across the 37 options below.

Home Care Services in Bloomington, Minnesota

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On this page:

  • Home Care Services in Bloomington, Minnesota
  • Paying for Home Care in Bloomington, MN
  • Financial Assistance for Home Care in Bloomington, MN
  • Bloomington Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Bloomington, MN

The Cost of Home Care in Bloomington, MN

According to the 2021 Genworth Cost of Care Survey, Bloomington seniors will pay $7,055 a month for home care on average. This is high compared to the state and national averages and to most other Minnesota cities. The state average runs $382 lower while the national average comes in over $2,000 less. Duluth to the north offers a cost savings of more than $1,200. Mankato to the southwest is less expensive yet, and St. Cloud to the northwest is about $1,000 cheaper. Only Rochester to the south has a higher cost of over $550 more than Bloomington.

Bloomington

$7,055

Minnesota

$6,673

United States

$4,957

St. Cloud

$6,038

Rochester

$7,627

Mankato

$5,720

Duluth

$5,815

The Cost of Home Care vs. Other Senior Care Options in Bloomington, MN

Bloomington’s home care prices are rather high compared to the city’s other care options. While nursing home care is almost $5,000 higher than home care, home health care is on par with home care and offers clinical services like vital sign checks and therapy. Assisted living comes in $1,892 below home care, but it does require relocating into a facility. Finally, adult day care falls at the lowest point with a cost savings of almost $5,000.

Home Care

$7,055

Home Health Care

$7,055

Adult Day Health Care

$2,102

Assisted Living Facility

$5,163

Nursing Home Facility (semiprivate room)

$11,708

Note: Data for Bloomington was unavailable, so data for the nearest city, Minneapolis, was used instead.

Financial Assistance for Home Care in Bloomington, MN

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Bloomington Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Bloomington:

ResourceContactAddressService
Household & Outside Maintenance for the Elderly(952) 746-40461800 West Old Shakopee Road, Bloomington, MN 55431This program provides seniors with low-cost services that enable them to remain independent in their own homes. HOME offers sliding scale fees for services based on ability to pay. Indoor services include cleaning, painting, laundry, errands, grocery shopping and minor repairs. The services provided outdoors include lawn mowing, snow removal, yard work, window washing and painting. All seniors 60 and older, regardless of income, are eligible to receive services.
Low-Income Home Energy Assistance Program (952) 930-35418800 Highway 7, #403, St. Louis Park, Minnesota 55426LIHEAP is a federally funded program that helps low-income homeowners and renters pay for home heating costs. To be eligible, applicants must meet the program’s income limit based on their household size.
Weatherization Assistance Program(612) 870-42551081 Tenth Avenue SE, Minneapolis, MN 55414The Weatherization Assistance Program is federally funded by the U.S. Department of Energy and provides free home energy upgrades to low-income households. Seniors must meet the program’s income guidelines or be receiving Supplemental Security Income benefits to qualify. The program helps make a home more energy efficient by adding insulation, sealing air leaks and making sure the furnace is working properly.
Bloomington – Eden Prairie Meals on Wheels(952) 835-16658400 France Ave. South, Bloomington, MN 55431Bloomington – Eden Prairie Meals on Wheels is a nonprofit organization that delivers hot and nutritious meals to area seniors at noontime on Monday through Friday. Seniors who are unable to shop or prepare meals can have a full meal delivered directly to their home at a very low cost. Volunteers also stay for a short visit when delivering meals to seniors.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Communities Nearby

Home Care

Anonymous_1718614525

I am a current client of this provider

Review of BrightStar Care of South Minneapolis Metro

They help the most by just being here. I want them to be able to have someone cover when there are schedule changes.

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Home Care

Helen "Holly" D

I am a current client of this provider

Review of BrightStar Care of South Minneapolis Metro

They have made my life easier because I don't have to worry about reordering my drugs. I like their dependability and the congenial nurses who come to see me.

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Home Care

Block

I am a past client of this provider

Review of Right at Home Twin Cities and South Suburbs

Right at Home is amazing. We had two different staff members come to my 89 year old dads house. First for company, but then to help walk with him, give him rides and do basic needs that he was...

Provider response

Thank you for your kind words! It was a pleasure working with you, your sister, and your dad. It is an honor when families, like yours, entrust us with the care of a loved one!

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In Home Care near Bloomington, MN

SavageBurnsvilleRichfieldEdinaEaganEden Prairie

Other Options in Bloomington, MN

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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