The 10 Best Home Care Agencies for Seniors in Troy, MI for 2024
Troy is a suburb of the Detroit metro area, located approximately 16 miles from the city center. It has a population of over 86,000 residents, 17.3% of which are seniors — slightly more than the national rate. The city’s medical services are provided by Beaumont Hospital, Troy, which specializes in services including acute care surgery, cardiac rehabilitation, critical care & pulmonary medicine and emergency services. According to the 2021 Genworth Cost of Care Survey, seniors pay $5,720 for home care which is almost $200 higher than Michigan’s average. Home care is provided for those seniors who need assistance with personal care services, while those who also require skilled nursing services use home health care.
Below we’ve compiled a comprehensive directory of every home care provider in Troy– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Troy, MI
66 Results
Cornerstone Caregiving - Dearborn, MI (CLOSED)
3200 Greenfield Road Suite 300 , Dearborn, MI, 48120
Faye’s Gifted Homecare, LLC
19295 Eureka Rd , Southgate, MI, 48195
"Faye’s Gifted Homecare, LLC is pleased to be honoring the most heart warming and caring home care service. We service children, teenage adul..."
READ MORECharlie’s Abundant Home Care
220 W Congress St, Detroit, MI, 48226
Merry Care
81 W Big Beaver Rd Suite 300 , Troy, MI, 48084
Karego Home Care Agency
801 W Big Beaver Rd , Troy, MI, 48084
What you can do with Caring
Paying for Home Care in Troy, MI
The Cost of Home Care in Troy, MI
Home care costs in Troy are $5,720 per month. This figure is almost $200 higher than the statewide average and $763 higher than the national median. Ann Arbor, slightly southwest of Troy, has a higher home care cost, while Grand Rapids on the western side of the state shares the same care cost as Michigan. Slightly north of Ann Arbor, Lansing has a similar home care cost as Troy. Flint shares the region’s lowest home care cost of $5,148 per month.
Troy
$5,720
Michigan
$5,529
United States
$4,957
Ann Arbor
$6,101
Grand Rapids
$5,529
Lansing
$5,625
Flint
$5,148
The Cost of Home Care vs. Other Senior Care Options in Troy, MI
Home care costs in Troy are precisely the same as costs for home health care. Home care services involve assistance with personal grooming, while home health care provides personal care services, along with limited skilled nursing services. Adult day care is the most affordable option, although these services must be accessed in a community center setting and during the daytime. Nursing care services are considerably more costly at $8,882 per month, as they include 24-hour skilled nursing services in a nursing home setting.
Home Care
$5,720
Home Health Care
$5,720
Adult Day Health Care
$1,430
Assisted Living
$4,215
Nursing Home Care (semiprivate room)
$8,882
Financial Assistance for Home Care in Troy, MI
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Troy Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Troy:
Resource | Contact | Address | Service |
---|---|---|---|
Area Agency on Aging 1-B | (800) 852-7795 | 29100 Northwestern Hwy, Suite 400, Southfield, MI 48034 | The Area Agency on Aging 1-B is a regional nonprofit that serves Troy, Michigan and several counties in the southeastern area of the state. Its services and resources are available for the elderly and their caregivers. Assistance to older adults includes Meals on Wheels and information or assistance for access to government services such as Medicare, housing, transportation, bill payment support and legal aid. The AAA1B also facilitates access to local senior centers and group activities for elderly individuals. |
Catholic Charities of Southeast Michigan | (855) 882-2736 | 1424 E Eleven Mile Rd, Royal Oak, MI 48067 | Catholic Charities of Southeast Michigan offers many social assistance programs for people of all faiths and groups throughout Southeast Michigan including Oakland County, where Troy is located. Within these general services, the organization’s programs for seniors include weekly adult day health services, food bank assistance and a senior volunteer program for adults 55 years of age or older. Seniors enrolled in this program may volunteer anywhere from four hours a month to 20 hours per week as senior companions for others in need, as foster grandparents or as community volunteers. |
Jewish Family Service of Metro Detroit | (248) 592-2300 | 6555 West Maple Road, West Bloomfield, MI 48322 | The nonprofit Jewish Family Services of Metro Detroit offers numerous assistance programs for individuals in need throughout the Detroit area and its outer suburbs. Its services include free or subsidized access to assistive technology aids, weekly transportation, a volunteer visitor program and a home care service that’s available under certain criteria to older adults who need help with light housekeeping, grocery shopping, meal preparation and other household tasks. |
SAGE Metro Detroit | (734) 681-0854 | 290 W Nine Mile Rd, Ferndale, MI 48220 | SAGE Metro Detroit is a local affiliate branch of the national Services & Advocacy for LGBT Elders (SAGE). This organization offers advocacy, social support and social event services for elderly LGBT adults living in the Detroit metro area including Troy, Michigan. The organization’s programs also include numerous volunteer opportunities for elderly individuals. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.