The 10 Best Home Care Agencies for Seniors in Concord, CA for 2024
Concord, CA, is listed among the best places to retire according to Caring’s 2024 Senior Living Report. It’s more affordable (by East Bay’s standards), has a walkable downtown and the BART system brings Oakland and San Francisco to within 40 minutes. Violent crime is below the national average in Concord, and the climate is one of the most senior-friendly in the state. Per the 2021 Genworth Cost of Care Survey, Concord’s seniors pay $6,864 per month for home care, based on 44 hours per week. Home care is a nonmedical service not to be confused with home health care, which is a medical service provided by licensed professionals. The Concord Medical Center, one of California’s top 20 hospitals, illustrates the high-quality medical care available.
Below we’ve compiled a comprehensive directory of every home care provider in the Concord area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Concord, CA
72 Results
BEST EVER HOME CARE - Concord, CA
3135 Clayton RdSte 105, Concord, CA, 94519
"BEST EVER HOME CARE provides Non-medical Home Health Aide and Companion Care services for seniors, elderly, mentally challenged and physical..."
READ MOREDiamond Care Inc
7910 South Bright Road, Suite 100, French Camp, CA, 95231
" Welcome to Diamond Care Inc. A Premiere In Home Care and Adult Day Care Service in San Joaquin Valley Diamond Care Inc. is locally o..."
READ MORECaring Hearts Senior Services - Pleasanton, CA
5334 Case Ave #522, Pleasanton, CA, 94566
"At Caring Hearts our mission is to provide the highest quality of care while allowing our clients to maintain their dignity and independent..."
READ MOREAlegre Home Care - Oakland CA
5767 Broadway Suite 201, Oakland, CA, 94618
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Paying for Home Care in Concord, CA
The Cost of Home Care in Concord, CA
The 2021 Genworth Cost of Care Survey reveals the average Concord senior pays $6,864 per month for home care. This doesn’t compare favorably with the state and national averages. The typical Californian saves $763 per month when compared to their equal in Concord, while the average American saves $1,907. However, Concord isn’t the costliest option in the region because San Jose’s average senior pays another $238. In reality, seniors choosing nearby alternatives to Concord are likely to save on costs. If they choose Napa, it’s $429 per month, in Vallejo, it’s $906, and in Stockton, it’s $1,382 less than Concord.
Concord
$6,864
California
$6,101
The United States
$4,957
San Jose
$7,102
Napa
$6,435
Stockton
$5,482
Vallejo
$5,958
The Cost of Home Care vs. Other Senior Care Options in Concord, CA
Home care’s median fee of $6,864 is cheaper by $286 per month when compared with home health care. The gap is wider with nursing home care, at $4,702. But these are medical services by registered nurses and licensed therapists. Therefore, it’s more fitting to compare home care with nonmedical options. Assisted living is cheaper by $545 and with adult day care, it’s $4,914 less. However, the former requires congregate care and the latter, daily journeys to a center.
Home Care
$6,864
Home Health Care
$7,150
Adult Day Health Care
$1,950
Assisted Living
$6,319
Nursing Home Care (semiprivate room)
$11,566
Note: Data for Concord was unavailable, so data for the nearest city, San Francisco, was used instead.
Financial Assistance for Home Care in Concord, CA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Concord, CA
Living at home is often the best option for seniors but it can present challenges that residents in institutions don’t face, such as home repairs and energy bills. The following table reveals nonprofit organizations that help Concord’s seniors for free or at a low cost if they’re in difficulty. For example, there’s free legal representation and freshly prepared meals delivered to the door.
Resource | Contact | Service |
---|---|---|
Meals on Wheels Diablo Region | (925) 937-8311 | This nonprofit delivers to homebound seniors with no other means of getting fresh meals. Deliveries are Monday thru Friday, with extra deliveries on holidays and weekends when necessary. A registered dietician designs each meal to ensure seniors receive one-third of their daily dietary needs. Meals are free, although donations are welcome. |
Energy and Water Assistance | (925) 267-6624 | Contra Costa County administers programs to help low-income residents struggling with energy and water costs. The Low Income Home Energy Assistance Program (LIHEAP) makes a one-time payment per year towards an applicant's gas or electricity bill. The Weatherization program covers costs to make homes more energy-efficient and repair appliances. |
Concord Vet Center | (925) 680-4526 | Free of charge, Concord Vet Center provides nonmedical counseling services to veterans and their families. It's open on weekdays during normal working hours. Counselors help people struggling with bereavement and PTSD. There's also a mental health care department for issues such as depression, anger management and grief. |
Contra Costa Senior Legal Services | (925) 609-7900 | Contra Costa Senior Legal Services provides free support to adults aged 60+. It helps in civil law matters only. Examples include being refused public benefits, facing a home eviction and being exploited because of age. It can also help with advanced health care directives and durable power of attorney. |
Home Repair Grants and Loans | (510) 803-3388 | Concord homeowners on low incomes can apply for a home repair grant or loan to cover repairs to their owner-occupied properties. Non-repayable grants of up to $15k can pay for emergency repairs or improve accessibility, such as wheelchair ramps. Low or no-interest loans can be up to $75k. |
Senior Property Tax Exemption | (925) 682-8000, Ext 4004 | Homeowners aged 65+ living within the Mt. Diablo Unified School District can apply for a property tax exemption on their primary residence. The exemption is to the $67 per year Measure A Mello-Roos tax. Exemptions are automatically applied every year, so seniors don't need to reapply after approval. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.