The 10 Best Home Care Agencies for Seniors in Citrus Heights, CA for 2024
Citrus Heights is ranked 89th out of 302 cities on the Caring.com 2022 Senior Living Report, indicating that it has a wide range of benefits for older residents. The city features well-planned, walkable neighborhoods with a comparatively high number of zero-entry houses, and high access to ADA-accessible public transportation stations and vehicles enables older residents to take care of errands without using a private vehicle.
Because Citrus Heights is located within the Sacramento metro, it shares the region’s home care rate of $6,292 per month. Home health care, which has the same monthly rate, also includes skilled nursing services such as wound care and medication administration and management.
Below we’ve compiled a comprehensive directory of every home care provider in the Citrus Heights area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
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Paying for Home Care in Citrus Heights, CA
According to the Genworth 2021 Cost of Care Survey, Citrus Heights residents pay $6,292 per month for home care, making this one of the more expensive places in the state and nation to obtain services. Local costs are nearly $200 higher than California’s average of $6,101 and over $1,300 higher than the U.S. norm of $4,957. Of the surrounding cities, only Napa has higher care costs, with agencies charging $6,435. In Vallejo, seniors pay $5,958, and in Yuba City, rates average $5,895.
The Cost of Home Care in Citrus Heights, CA
Citrus Heights
$6,292
California
$6,101
The United States
$4,957
Yuba City
$5,895
Vallejo
$5,958
Napa
$6,435
The Cost of Home Care vs. Other Senior Care Options in Citrus Heights, CA
Seniors in Citrus Heights pay $6,292 monthly for home care as well as home health care, which is similar but includes skilled nursing services. Adult day health care, at $2,167, is an economical alternative for those who want to live at home, and assisted living is about $1,000 per month cheaper than home care at $5,225. Seniors in nursing homes pay $10,646 for care.
Home Care
$6,292
Home Health Care
$6,292
Adult Day Health Care
$2,167
Assisted Living
$5,225
Nursing Home Care (semiprivate room)
$10,646
Financial Assistance for Home Care in Citrus Heights, CA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Citrus Heights, CA
Seniors in Citrus Heights have access to government and nonprofit agencies and programs that provide access to affordable in-home care services. The following table highlights helpful resources for seniors, including the local Meals on Wheels program, the Citrus Heights Vet Center and the Area Agency on Aging.
Resource | Contact | Service |
---|---|---|
Area Agency on Aging Area 4 | (916) 486-1876 | The Area Agency on Aging administers programs to help older adults remain as independent as possible. Through this agency, you can obtain respite services, participate in health promotion classes and get referrals for community-based services. The agency also offers a housing repair and home modification program. |
Citrus Heights Vet Center | (916) 535-0420 | The Citrus Heights Vet Center has officers who screen older veterans for eligibility for the Aid and Attendance program, disability compensation and the veterans’ home care program. It can also provide referrals for community-based services including transportation to VA medical facilities, financial assistance and housing programs. |
Citrus Heights Community Center | (916) 725-2448 | The Citrus Heights Community Center is a 30,000-square-foot facility that hosts social and recreational activities for area residents. It contains the local senior center in a semi-contained area with a trellised patio area and an indoor and outdoor fireplace. The community center also hosts rentable spaces. |
Meals on Wheels | (916) 444-9533 | Meals on Wheels provides home-delivered meals to area seniors who would otherwise have difficulty obtaining meals, helping them remain in their homes. Its Dine At Home program is for housebound individuals, and it operates All Seasons Cafes throughout the region where older adults can enjoy congregate meals. |
Community Resource Project | (916) 567-5200 | The Community Resource Project provides assistance programs to qualifying individuals in the Citrus Heights region. It has an energy efficiency and weatherization program to help seniors improve their homes’ comfort and reduce energy bills. The organization also has an emergency utility bill assistance program to help seniors avoid disruptions in service. |