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The 10 Best Home Care Agencies for Seniors in Richardson, TX for 2024

A suburb of Dallas and Collin counties, Richardson is ranked No. 13 among the best places to retire in Texas, according to the Caring 2022 Senior Living Report. While the city’s temperature can be high during the summer, seniors can enjoy comfortable weather for the rest of the year. Seniors in Richardson also have access to several hospitals in the city and top medical facilities in the Dallas area, such as Baylor University Medical Center. Per the 2021 Genworth Cost of Care Survey, home care in the city costs about $4,862 per month. Home health care is roughly the same price but is more suitable for seniors who require medical assistance.

Below we’ve compiled a comprehensive directory of every home care provider in the Richardson area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Richardson, TX

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Paying for Home Care in Richardson, TX

The Cost of Home Care in Richardson, TX

Data from the 2021 Genworth Cost of Care Survey shows that seniors in Richardson pay approximately $4,862 per month for home care. This is lower than the national monthly average rate of $4,957 but is higher than the Texas average of $4,576. Monthly home care costs in Sherman and Waco are roughly $4,767 and $4,668, respectively, which are also higher than the state average. In Tyler, in-home care is more affordable at about $4,376 per month. 

Richardson

$4,862

Texas

$4,576

The United States

$4,957

Waco

$4,668

Sherman

$4,767

Tyler

$4,376

The Cost of Home Care vs. Other Senior Care Options in Richardson, TX

Seniors in Richardson pay the same monthly average cost of $4,862 for home care and home health care. Home health care provides medical services from licensed nurses and therapists, whereas home care assists in non-medical needs, such as housekeeping. Adult day health care averages $1,517 monthly and assists seniors during the day. Seniors with more extensive needs can benefit from assisted living and nursing home care, which cost about $4,195 and $5,627, respectively.

Home Care

$4,862

Home Health Care

$4,862

Adult Day Health Care

$1,517

Assisted Living Facility

$4,195

Nursing Home Facility (semiprivate room)

$5,627

Note: Data for Richardson was unavailable, so data for the nearest city, Dallas Area, was used instead.

Financial Assistance for Home Care in Richardson, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Richardson, TX

Older adults in Richardson can benefit from free and low-cost programs that can help them live in their homes independently. Seniors and their families can obtain these services by contacting the agencies listed below. 

ResourceContactService
Dallas Area Agency on Aging(214) 871-5065The DAAA supports seniors through various programs, such as care coordination, caregiver support and benefits counseling. It also offers wellness workshops to help seniors stay healthy.
My Ride Dallas(972) 855-8084My Ride Dallas is a transportation counseling program that supports seniors in getting around the city by advising them about the options available and assisting them in applying for transportation services. It also helps seniors plan their rides and offers vouchers to those who need financial assistance.
Rebuilding Together North Texas(972) 245-6900Rebuilding Together North Texas helps seniors live safely in their homes by providing critical home repairs and accessibility modifications, such as electrical repairs and ramp installations. These services are offered for free to qualified low-income homeowners.
Visiting Nurse Association Meals on Wheels(214) 689-2639Seniors unable to cook their food can benefit from the VNA Meals on Wheels program, which delivers meals directly to seniors' homes. This service is free for seniors with limited financial resources.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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