The 10 Best Home Care Agencies for Seniors in Ashburn, VA for 2024
Ashburn is a city in northern Virginia. According to U.S. Census data, an estimated 46,349 people live in Ashburn with 14.5% considered senior citizens, making Ashburn’s senior percentage slightly lower than the national average of 16.8%. Overall, the cost of living in Ashburn is 51% higher than the national average, and the cost of housing in particular is 133% higher. Ashburn is 25 miles northeast of Inova Fairfax Hospital, which is consistently ranked among the top hospitals in the state by U.S. News and World Report. Ashburn is considered part of the Washington, DC, area by the 2021 Genworth Financial Cost of Care Survey, which reports the average monthly price for either home care or home health care as $5,339.
Home Care Agencies in Ashburn, VA
64 Results
Rakeb Home Health Care - Fredericksburg, VA
1320 Central Park Blvd Ste 200 , Fredericksburg, VA, 22401
AmeriCare Health, LLC - Fredericksburg, VA
145 Harrell Rd Suite 103 , Fredericksburg, VA, 22405
What you can do with Caring
Paying for Home Care in Ashburn, VA
The Cost of Home Care in Ashburn, VA
Ashburn’s average monthly home care cost of $5,339 is $572 higher than the Virginia average of $4,767 and $382 higher than the national average of $4,957. Prices for home care tend to be at their highest in the state’s central and northern cities such as Charlottesville and Richmond. Prices are below average in the western city of Roanoke, where seniors pay an average of $4,195 per month for home care. Prices on the state’s Atlantic coast, home to Virginia Beach, Norfolk and Newport News, are in keeping with the state average.Â
Ashburn
$5,339
Virginia
$4,767
The United States
$4,957
Richmond
$5,148
Virginia Beach
$4,767
Roanoke
$4,195
Charlottesville
$6,292
The Cost of Home Care vs. Other Senior Care Options in Ashburn, VA
The average monthly cost for assisted living, $5,948, is relatively close to the average monthly cost of home care, but the other two main options for long-term care have much different price points. Some seniors make use of adult day health care services, which cost thousands of dollars less than home care, but generally provide less extensive support and are outside the home. Nursing home care provides the most robust medical support, but is over twice as expensive as home-based care.
Home Care
$5,339
Home Heath Care
$5,339
Adult Day Health Care
$2,282
Assisted Living
$5,948
Nursing Home Care (semiprivate room)
$11,467
Note: Data for Ashburn was unavailable, so data for the nearest city, Washington, DC, was used instead.
Financial Assistance for Home Care in Ashburn, VA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.