Arlington Place
21 16th Avenue Southeast, Saint Joseph, MN, 56374
Assisted living can be a good alternative to home care for seniors who find performing daily functions increasingly challenging. Facilities are homey and staffed with people trained to assist with common tasks, such as bathing and dressing. Residents can also enjoy freshly prepared meals and engage with other residents in their age group. Common amenities include beauty salons and social events, including planned day trips. Fees can vary greatly, often due to the amenities provided. The median fee in St. Cloud is $4,100, which is $408 per month below Minnesota’s standard fee.
This guide considers the pros and cons of living in St. Cloud and compares its assisted living fees with other cities in the state. It also reveals typical costs for other types of senior care and lists some free resources for St. Cloud seniors.
23 Results
21 16th Avenue Southeast, Saint Joseph, MN, 56374
330 13TH STREET NORTH, Sauk Rapids, MN, 56379
1200 Lanigan Way SW, Saint Joseph, MN, 56374
"Woodcrest of Country Manor, coming to St. Joseph MN in Fall of 2017, has been designed to accommodate the changing needs and wants of senior..."
READ MOREAssisted Living Licensure is the branch of the Minnesota Department of Health tasked with licensing assisted living facilities in Minnesota. In addition to assessing license candidates, it has the authority to enforce the terms of the license on underperforming facilities and revoke licenses from those that fail to raise their standards. It also has the authority to conduct unannounced inspections.
The median monthly fee for assisted living in St. Cloud is $4,100. This is below the state and national averages of $4,508 and $4,500, respectively. Consequently, a St. Cloud senior can see annual savings of around $4,800 when compared to their peers across the state and country.
Although St. Cloud’s median fee of $4,100 is below the state average, it’s not the lowest — seniors in Mankato typically pay $3,135. However, St. Cloud does compete favorably with most cities, such as Rochester, which has a median fee of $4,180, Duluth at $5,000, and Minneapolis at $5,163.
St. Cloud
$4,100
Minnesota
$4,508
United States
$4,500
Minneapolis
$5,163
Mankato
$3,135
Rochester
$4,180
Duluth
$5,000
With fees of around $4,100 per month, assisted living in St. Cloud offers much when compared to other types of senior care. Adult day care’s median fee of $2,600 is lower, but the $1,500 extra for assisted living covers 24/7 care, accommodations, meals, housekeeping and social activities. The cost difference with home services is greater still, as home care agencies typically charge $6,038 for their nonmedical services, while home health care agencies charge $6,231 for limited medical care. The most expensive option is nursing home care, with a median fee of $12,988 for a semiprivate room.
In-Home Care
$6,038
Home Health Care
$6,231
Adult Day Health Care
$2,600
Assisted Living Facility
$4,100
Nursing Home Facility (semiprivate room)
$12,988
In Saint Cloud and all of Minnesota, seniors may be eligible for Medicaid programs such as the Elderly Waiver. For medically needy seniors that don’t meet the income guidelines, the program may also be an option.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.
There are many government agencies and nonprofit organizations supporting seniors in St. Cloud, so older residents shouldn’t feel they have to deal with problems alone. The following list contains information about some of the support networks operating in the city.
Resource | Contact | Service |
---|---|---|
MMLA-St. Cloud Senior Law Project | (320) 253-0121 | The MMLA-St. Cloud Senior Law Project provides free legal advice and representation to adults aged 60 and older. Its attorneys can assist with many matters relating to civil law, including elder abuse, long-term care planning, harassment from debt collectors and challenging decisions on government benefits. |
Retired and Senior Volunteer Program (RSVP) | (320) 255-7295 | RSVP is an AmeriCorps program administered locally by the City of St. Cloud. Volunteers aged 55 and older can contact RSVP, which will connect them with suitable nonprofits in the region. The type of work available is diverse, such as delivering meals to homebound seniors, supporting single-parent families and helping out at local events. |
ConnectAbility of MN | (320) 253-0765 | ConnectAbility of MN operates a free durable medical equipment loan program in St. Cloud. The type of equipment available changes, as the program relies on donations. However, some common items are generally available, such as wheelchairs, crutches, canes, rollators and inflatable seat cushions. |
The Office of Ombudsman for Long-Term Care | (800) 657-3591 | The Office of Ombudsman for Long-Term Care is a state-funded program that advocates for the rights of assisted living residents. It educates residents about their rights, routinely visits facilities to engage with seniors directly and investigates complaints. The ombudsman can negotiate with care providers to resolve issues while ensuring the complainant remains anonymous. |
Stearns County Veterans Services | (320) 656-6176 | The veteran services officers at Stearns County Veterans Services help U.S. military vets and their spouses identify and apply for the county, state and federal benefits they're entitled to. They can also help vets file claims for compensation and burial benefits, as well as apply for VA health care. |
Saint Cloud Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Minnesota are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.