Assisted Living Communities in Mokena, Illinois

In Mokena, seniors pay monthly median rates of $4,825 for services, which is about 7% higher than state and national norms but moderate for the region. In Rockford and Bloomington, monthly care costs tend to be considerably higher than in Mokena at $5,250 and $5,161, respectively. However, seniors who opt for assisted living in Kankakee generally spend about 4% less on care than residents in Mokena, and in Peoria, monthly care costs are 14% below the local norm.

Assisted living residents in Mokena pay $4,825 per month for care, although rates may be higher or lower depending on a facility’s amenities and service fees.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Assisted living is among the more economical senior care options in Mokena, with residents paying $4,825 per month for personal care services, as well as housing and meals. This is hundreds of dollars less than in-home care, which costs $5,625 per month, and home health care, which comes in at $5,720. The cost of assisted living is also 31% lower than the cost of nursing home care. Even so, adult day health care is comparatively competitive in pricing, with monthly rates at $1,842.

All assisted living facilities in Mokena follow the Illinois Department of Public Health’s rules for basic housing standards, care planning and staffing. The department requires all facilities to obtain an annual licensing renewal, and it enforces compliance with minimum licensing standards through regular inspections.

• Illinois has some of the most retirement-friendly tax laws in the nation, which may make Mokena an attractive option for seniors who draw income from multiple sources. Social Security benefits, pension income and withdrawals from retirement savings accounts are all tax-free, making local assisted living expenses affordable for some seniors.
• Although there isn’t a hospital in Mokena proper, there are several high-quality medical facilities within easy driving distance of the city, including Silver Cross Hospital in New Lenox and Northwestern Medicine Palos Hospital in Palos Heights. These facilities provide primary care services and dozens of specialties, including orthopedics, rehabilitative therapies and geriatric support.
• Summers in Mokena are long, warm and humid, and winters tend to be very cold and snowy. Annual average temperatures tend to fall between 18 and 84 degrees Fahrenheit but may occasionally dip as low as -1 degrees Fahrenheit or climb as high as 92 degrees Fahrenheit. To help residents stay active throughout the year, many assisted living facilities have indoor and outdoor amenities and activities.
• Mokena is a relatively safe community, making it a favorable retirement destination for active seniors. A majority of the crime that occurs in this city is property-related, although both property and violent crimes occur less frequently here than in a typical U.S. city. On a 100-point scale, the city scores 7.3 for violent crime, compared to 22.7 nationally. The property crime score is higher at 20.3, but this is about 15 points below the national average.
• On a cost of living index based on a national norm of 100, Mokena scores a couple of points above the Illinois average with a rating of 95.2. This shows that while living costs are a little high in this city compared to what’s typical of the state, they’re low compared to the nation.