The 10 Best Home Care Agencies for Seniors in Harleysville, PA for 2024
Harleysville is a suburb of Philadelphia with nearly 10,000 residents and a large senior community that makes up about a quarter of the population. The city has a low crime rate and comfortable weather throughout the year, making it a favorable option for seniors who want to remain at home throughout retirement, and retiree-friendly state income tax laws support seniors’ financial stability. On average, seniors in Harleysville pay $5,196 per month for in-home care. This long-term care option includes custodial services, such as personal care, help with household chores and meal preparation. This type of care costs a little less than home health care, which includes skilled nursing services.
Below we've compiled a comprehensive directory of every home care provider in the Harleysville area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Harleysville, PA
71 Results
Top Choice Home Care
8725 Frankford Ave , Philadelphia, PA, 19136
Frontline Home Care and Staffing Services,Llc (AHI Group) - Philadelphia, PA
4001 Main Street , Philadelphia, PA, 19127
What you can do with Caring
Paying for Home Care in Harleysville, PA
The Cost of Home Care in Harleysville, PA
The Genworth 2021 Cost of Care Survey reports that in Harleysville, home care clients pay approximately $5,196 per month for nonmedical services. This exceeds state and national norms by about 5%, and it’s high compared to rates in many surrounding cities. For example, seniors in York pay about $430 less for care, and in Scranton, home care agencies charge $620 less per month for full-time care. Similarly, in Bloomsburg, monthly fees come in at $4,242, although care in Harleysville is competitively priced compared to rates in Lancaster, which average $5,339.
Harleysville
$5,196
Pennsylvania
$4,957
United States
$4,957
Scranton
$4,576
Bloomsburg
$4,242
Lancaster
$5,339
York
$4,767
The Cost of Home Care vs. Other Senior Care Options in Harleysville, PA
On average, seniors in Harleysville pay $5,196 per month for in-home care, which includes nonmedical services, such as personal care and help with household tasks. Home health care, which includes skilled nursing services, such as medication administration and disease management, costs about $50 more than in-home care. Seniors may save about $400 by choosing assisted living, and opting for adult day health care can reduce care costs by about 70% over the cost of home care. Even so, nursing home rates are considerably higher, with seniors paying $12,461 for semi private accommodations.
Home Care
$5,196
Home Health Care
$5,243
Adult Day Health Care
$1,625
Assisted Living Facility
$4,784
Nursing Home Care (semiprivate room)
$12,461
Note: Data for Harleysville was unavailable, so data for the nearest city, Allentown, was used instead.
Financial Assistance for Home Care in Harleysville, PA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.