The 10 Best Home Care Agencies for Seniors in Oklahoma City, OK for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Oklahoma City, OK, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 54 options below.
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On this page:
- Home Care Services in Oklahoma City, Oklahoma
- Paying for Home Care in Oklahoma City, OK
- Financial Assistance for Home Care in Oklahoma City, OK
- Free & Low-Cost Home Care Resources in Oklahoma City, OK
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in Oklahoma City, OK
The Cost of Home Care in Oklahoma City, OK
The 2024 Genworth Cost of Care Survey indicates home care clients in Oklahoma City pay roughly $6,673 per month. This comes in well above the state median of $3,813 and the U.S. norm of $5,720. It also compares favorably with rates in Tulsa, where agencies charge approximately $4,633. However, local fees are significantly lower than rates in Sherman, TX, where seniors pay about $12,012.
Oklahoma City
$6,673
Oklahoma
$3,813
United States
$5,720
Tulsa
$4,633
Fort Smith, AR
$4,957
Sherman, TX
$12,012
The Cost of Home Care vs. Other Senior Care Options in Oklahoma City, Oklahoma
Home care ranks as the costliest senior care solution in Oklahoma City, with agencies charging around $6,673 monthly. Rates for home health care, which includes skilled nursing services, are more than $1,000 lower. By comparison, assisted living costs about $2,100 less than home care, and adult day health care costs approximately $1,798.
Home Care
$6,673
Home Health Care
$5,625
Adult Day Health Care
$1,798
Assisted Living Facility
$4,573
Nursing Home Care (semi-private room)
$6,311
Financial Assistance for Home Care in Oklahoma City, OK
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Oklahoma City, OK
Oklahoma City provides several resources made possible through nonprofit organizations and government entities that help seniors age in place. These resources are often available at no cost but may offer a sliding scale when there’s a participation fee.
Resource | Contact | Service |
---|---|---|
Low Income Home Energy Assistance Program (LIHEAP) | (405) 522-5050 | The Oklahoma Department of Human Services operates LIHEAP to help low-income residents with winter heating and summer cooling bills. Individuals with life-threatening medical conditions qualify for assistance year-round through the Energy Crisis Assistance Program. Seniors and other applicants must meet income guidelines and be responsible for paying their home energy bills. |
Weatherization Assistance Program | (405) 232-0199 | The Weatherization Assistance Program is available through the Community Action Agency of Oklahoma City & OK/CN Counties, Inc. It helps low-income residents reduce their energy bills and increase energy efficiency through weatherization solutions like caulking, additional insulation and weather stripping. The program prioritizes seniors, disabled individuals and homes with children. |
Meals on Wheels OKC | (405) 609-1035 | Meals on Wheels OKC operates under the Ending Hunger OKC program. It delivers hot, nutritious meals to homebound seniors aged 60 to help them retain their independence and remain in their homes. This program is open to seniors regardless of income, but donations are appreciated. |
Central Oklahoma Habitat for Humanity Critical Home Repair | (405) 409-5557 | Central Oklahoma Habitat for Humanity’s Critical Home Repair program helps low-income homeowners struggling to maintain their homes due to age, disability or income. Repairs include minor roof and structural repairs, installation of grab bars and ramps, door and window replacement, weatherization, interior and exterior painting and more. |
Oklahoma Tax Commission OK State Property Tax Credit or Refund | (405) 521-3160 | Low-income seniors aged 65 or older or younger with a disability earning $12,000 or less annually may qualify for a property tax refund or credit. Applicants don’t have to include gifts in their income but must have paid their property taxes in full and attached Form 538-H to claim the credit or request a refund. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Robyn B_2
5.0
Review of Visiting Angels - SE Oklahoma City
They helped the most by giving us peace of mind and comforting care for my mom. I liked their responsiveness to the client's needs and their responsiveness when we had questions or trouble.
Provider response
Thank you for your kind words. We're so glad to hear that our caregivers have provided peace of mind and comforting care for your mom. It's also great to know that our team has been responsive to...
Home Care
Janet
5.0
Review of Glory Healthcare - Oklahoma City, OK
My 94 yr. old Mom lives with my husband & I. Glory Healthcare has been taking care of her for almost a year while I'm at work. They treat my Mom like family because they truly care. After having...
Home Care
Benny G_1
5.0
Review of Visiting Angels - SE Oklahoma City
It means a lot to me. I can't go do my own errands, or shopping. My caregiver takes good care of me.