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The 10 Best Home Care Agencies for Seniors in Farmingdale, NY for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Farmingdale, NY, residents and their loved ones rate In Home Care agencies across the 49 options below.

Home Care Agencies in Farmingdale, NY

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Paying for Home Care in Farmingdale, NY

The Cost of Home Care in Farmingdale, NY

According to Genworth’s 2021 Cost of Care Survey, the average cost for homemaker services in Farmingdale is $5,529 per month, which is about $200 more in New York overall and about $600 more than the national average. While this may seem high, other cities in New York  have more expensive care, including Ithaca’s monthly average of $6,101. Upstate in Binghamton, seniors pay a more affordable average of $4,814. Buffalo is also relatively less pricey with a median of $4,957 per month. 

Farmingdale

$5,529

New York

$5,339

United States

$4,957

Binghamton

$4,814

Buffalo

$4,957

Ithaca

$6,101

The Cost of Home Care vs. Other Senior Care Options in Farmingdale, NY

Home health care in Farmingdale costs about $200 more on average than home care because it includes services from skilled medical professionals. Assisted living is also about $200 more expensive than home care but includes room and board, scheduled activities and amenities such as a beauty salon and barbershop. Families who want to save more than $3,500 per month may find that adult day health care meets their needs, as it offers socialization opportunities outside the home. Seniors who need consistent, intensive medical care may require a nursing home, which costs $6,942 more per month than home care.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health Care

$1,950

Assisted Living

$5,750

Nursing Home Care (semiprivate room)

$12,471

Note: Data for Farmingdale was unavailable, so data for the nearest city, New York City, was used instead.

Financial Assistance for Home Care in Farmingdale, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Farmingdale, NY

Government and nonprofit organizations on Long Island offer a variety of free and low-cost programs for seniors aging in place in Farmingdale. These resources can improve the quality of life at home and advise on other services that may be needed. 

ResourceContactService
Expanded In-Home Services for the Elderly Program(516) 227-8900Nassau County's Department of Human Services offers an in-home program for seniors who are aged 60 and older and need help with at least one activity of daily living, such as bathing. To be eligible for the program, seniors cannot be on Medicaid and must be able to safely live at home.
Residential Energy Affordability Partnership Program(800) 263-6786Low-income seniors in Farmingdale can save money on their utility bills with free energy-saving appliances and devices. Single seniors earning less than $43,664 per year may qualify and receive a free Google Nest Thermostat, which can help conserve energy and prioritize green energy sources.
Nassau Inter-County Express(516) 336-6600Nassau Inter-County Express offers discount fares and passes to Farmingdale seniors aged 65 and older. Able-Ride provides door-to-door paratransit service for residents who are unable to access fixed bus routes. Riders must be within 3/4 of a mile of a normal route to schedule a trip.
Long Island Home Improvement Program(631) 471-1215Low-income seniors in the region who need improvements to their homes to safely age in place may qualify for this program. Public funds can be used for electrical upgrades, handrails, roof replacements and other health and safety measures. A comprehensive home evaluation is required before any work is done.
Home Delivered Meals(516) 227-8900Homebound seniors unable to prepare their own food can sign up for this meal delivery program, which provides 1/3 of a senior's daily caloric needs. Recipients must be residents of Nassau County, at least age 60 and have a mobility impairment.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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