The 10 Best Home Care Agencies for Seniors in Colorado Springs, CO for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Colorado Springs, CO, residents and their loved ones rate In Home Care agencies 4.6 out of 5 stars across the 46 options below.
What you can do with Caring
On this page:
- Home Care Services in Colorado Springs, Colorado
- Paying for Home Care in Colorado Springs, CO
- Financial Assistance for Home Care in Colorado Springs, CO
- Free & Low-Cost Home Care Resources in Colorado Springs, CO
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in Colorado Springs, CO
The Cost of Home Care in Colorado Springs, CO
Home care in Colorado Springs costs $5,768 on average according to the 2021 Genworth Cost of Care Survey. This is $619 less than the state average of $6,387, but still $811 more than the national average of $4,957. Prices in the north of Colorado tend to be higher, with Fort Collins at $6,101 and Boulder at $6,769 per month. To the east, in Grand Junction, the cost is slightly lower at $5,434.
Colorado Springs
$5,768
Colorado
$6,387
The United States
$4,957
Grand Junction
$5,434
Fort Collins
$6,101
Boulder
$6,769
The Cost of Home Care vs. Other Senior Care Options in Colorado Springs, CO
In Colorado Springs, home health care costs around $5,768 per month. This is the same amount as the average for home care in the area, although home health care normally includes light medical services and is usually performed by registered nurses or other licensed staff. The costliest care type in the area is a semiprivate room at a nursing home, which is $2,901 more than home care, while adult day health care is the most affordable at $1,733. However, it may not be appropriate for all seniors as it is only temporary care.
Home Care
$5,768
Home Health Care
$5,768
Adult Day Health Care
$1,733
Assisted Living Facility
$4,663
Nursing Home Facility (semiprivate room)
$8,669
Financial Assistance for Home Care in Colorado Springs, CO
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Colorado Springs, CO
Seniors in Colorado Springs have access to several local resources designed to allow them to age in their own homes. Assistance includes low-cost meals, legal aid, help to modify homes for safety or accessibility reasons, transportation arrangements, help to connect with government funds and other services.
Resource | Contact | Service |
---|---|---|
Pikes Peak Area Agency on Aging | (719) 886-7526 | The Pikes Peak Area Agency on Aging provides services to adults over the age of 60 and their caregivers. Assistance includes advocacy, caregiver services, transportation aid, insurance education and access, and home modification and accessibility. They offer classes for seniors to help them live independently in their own homes and mobility coordination, which includes locating funding and promoting infrastructure projects to allow seniors more mobility throughout their communities. |
Silver Key Home Delivered Meals | (719) 884-2300 | Silver Key Home Delivered Meals offers fresh, healthy meals that meet the U.S. Department of Health and Human Services dietary guidelines for senior nutrition delivered to the door by trained volunteers. Five days a week, Monday through Friday, hot meals are available through their service and they offer reheatable meals on the weekends to meet the needs of seniors every day of the week. While seniors need to pay for each meal, the price is less than the average cost of a commercially-prepared meal and includes delivery in the price. |
Brothers Redevelopment, Inc. | (303) 685-4225 | Home Retrofits Brothers Redevelopment’s Home Modification and Repair (HMR) Department helps fund local Help for Homes, Home Rehabilitation and Home Modification programs. They offer programs to help seniors age in their own homes rather than moving to a care center due to concerns about their house. Services include helping seniors apply for benefits, locating cleaning and maintenance services, transportation, food assistance, counseling and education on financial housing-related matters, and engaging with community agencies and the larger community. |
The Independence Center Home Modification Program | xxxx(719) 471-8181xxxx | The Independence Center's Home Modification Program helps seniors apply for home modifications they qualify for under Medicaid. Modifications can include correcting safety and accessibility issues and the amount provided can be as high as $14,000. The center will connect the senior with a therapist to complete the needed evaluation and walk them through the process. They also offer aid outside of Medicaid for seniors who need more than what Medicaid offers or who don't qualify for Medicaid assistance. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Peggy R_7
4.0
Review of Visiting Angels Colorado Springs
We currently have some really good caregivers. We had to go through ten or twelve before we could get them. They have provided respite for me. I think any agency has the same challenge as...
Provider response
Thank you for your honest feedback! We're glad to hear you're happy with your current caregivers and that they've been able to provide you with the respite you need. Finding the right fit can...
Home Care
Jody_1
4.0
Review of BrightStar Care of Colorado Springs
It is a piece of mind that somebody is with her while I am at work. The agency could improve communication a little bit.
Home Care
Anonymous_1726684347
4.0
Review of Right at Home Greater Colorado Springs
They enable me to take a break. They don't have enough staff.