The 10 Best Home Care Agencies for Seniors in Sun City, AZ for 2024
Sun City, Arizona, is home to a large senior citizen community. In fact, 75.4% of the city’s nearly 40,000 residents are seniors aged 65 years and over — far exceeding the national average of 16.8%. Sun City’s winter climate is high in its comfort rating with warm temperatures and no snow although summers tend to be quite hot. The overall cost of living runs lower than the national average and housing, in particular, is about 12% below. Health care costs come in low as well and the Banner Boswell Medical Center serves area residents with primary and emergency care and a wide variety of specialties. Sun City is a relatively safe city with violent and property crime rates below the national average.
According to the 2021 Genworth Cost of Care Survey, seniors in Sun City and other locations in the Phoenix area can expect to pay around $5,958 per month for home care. Home care services allow seniors to remain at home and receive help with daily living tasks. They do not, however, include the medical services of home health care.
Below we’ve compiled a comprehensive directory of every home care provider in Sun City– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Sun City, AZ
62 Results
Quality Of Life Specialists of Maricopa County, AZ
1814 S 114 Drive , Avondale, AZ, 85323
"Here at Quality of Life Specialists of Maricopa County, we specialize in more than just the practical needs of daily life—like picking up me..."
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Paying for Home Care in Sun City, AZ
The Cost of Home Care in Sun City, AZ
The 2021 Genworth Cost of Care Survey shows that Sun City home care costs run $5,958 per month. This is higher than the national average by about $1,000 and also higher than the Arizona state average by $619. The home care rates of other Arizona cities come in below those of Sun City. Prices in Tucson to the south are lower by over $500 while those of Prescott Valley to the north show savings of over $900. Costs in Yuma and Sierra Vista are lower as well with Yuma coming in over $1,600 below.
Sun City
$5,958
Arizona
$5,339
The United States
$4,957
Tucson
$5,434
Prescott Valley
$5,053
Yuma
$4,290
Sierra Vista
$5,434
The Cost of Home Care vs. Other Senior Care Options in Sun City, AZ
Home care in Sun City is among the most expensive care options for seniors. Skilled nursing care is still more expensive than home care. but only by $460 per month. Home health care rates are equivalent to those of home care, but home health care provides light medical services like blood pressure checks rather than housekeeping and personal care assistance. Assisted living rates come $1,983 lower and adult day programs are the least expensive with savings of $3,791.
Home Care
$5,958
Home Health Care
$5,958
Adult Day Care
$2,167
Assisted Living
$3,975
Nursing Home Care (semiprivate room)
$6,418
Note: Data for Sun City was unavailable, so data for the nearest city, Phoenix, was used instead.
Financial Assistance for Home Care in Sun City, AZ
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages:Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Sun City Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Sun City:
Resource | Contact | Address | Service |
---|---|---|---|
Sun City Meals on Wheels | (623) 974-9430 | 10404 W Coggins Dr, Suite 106, Sun City, AZ 85351 | Sun City Meals on Wheels is a nonprofit organization that provides meals to homebound seniors in the Sun City area. Two meals are delivered on a daily basis, seven days a week, by volunteer drivers. All the meals are reviewed by a dietician and special diets can be accommodated. Cold meals generally include a sandwich, milk and a cookie whilst the hot meals include a protein, starch and vegetables. There is a small fee for the meals, but financial assistance can be organized for those that cannot afford the payment. |
Banner Olive Branch Senior Center | (623) 465-6000 | 11250 N 107th Avenue, Sun City, AZ 85351 | The center offers a range of free activities and services to seniors over the age of 60 and disabled residents of all ages. The aim of the program is to help seniors to remain healthy, active and independent for as long as possible. Some of the services offered include blood pressure checks, health screenings, legal assistance, benefits check-ups and health events. The center serves a free hot meal on a daily basis. Additionally, the center offers a number of activities, including arts and crafts, outings to local attractions, social events and exercise classes. |
Sun City CAN | (623) 933-7530 | 10195 W Coggins Drive, Sun City, AZ 85351 | Sun City CAN is a group of community volunteers who provide assistance to low-income seniors in the city to help them meet their basic needs and remain independent for as long as possible. There is no charge for any of the services offered by the volunteers. Some of the services provided include income tax preparation, benefits assistance and property tax refunds. |
Northwest Valley Connect | (623) 282-9300 | 9445 N 99th Ave, Peoria, AZ 85345 | Northwest Valley Connect is a nonprofit organization that assists seniors over the age of 65 who need transport for medical appointments and shopping trips. A call center links the senior with the best and most affordable transport option for the particular errand they need to run. Volunteer drivers provide free door-to-door transport to seniors in Sun City when they are available. If volunteers are not able to help, the call center will link the senior with a suitable low-cost or free taxi or shuttle ride. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.