If I am able to accept Supplemental Security income, does that mean I can also receive Social Security disability insurance?

1 answer | Last updated: Sep 14, 2017
Demer asked...

In March, 2011,I filed for both Supplemental Security income and Social Security disability insurance. I have received a notice of Award letter from Supplemental Security income, stating my application has been approved for being determined to be disabled. However, no benefits can be paid for April to June because my family income was above the limit.

If I have been found to be disabled by SSA for Supplemental Security income, does that mean that my Social Security disability insurance will also be automatically approved as long as I have earned enough work credits, which they have told me that I have. Or will I have to undergo a another different medical disability determination for Social Security disability insurance?

Expert Answers

Barbara Steinberg is the CEO and founder of BLS Eldercare Financial Solutions, which specializes in helping families pay for long-term care for their loved ones. A registered financial gerontologist, she speaks regularly on the topic of paying for long-term care and is a financial expert for Caring.com.

Since you have applied for both SSI (Supplemental Security Income) and SSD (Social Security Disability) at the same time, you will not have to undergo another medical disability determination. The decision will be purely financial depending on your income and resources.