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The 10 Best Home Care Agencies for Seniors in Spartanburg, SC for 2024

Spartanburg is a midsized city in South Carolina, located about 55 miles southwest of Charlotte, NC. It’s home to just over 38,000 residents, of which 16.5% are seniors, giving it a similar senior population to the U.S. average of 16.8%. The city’s low cost of living and hot climate may appeal to many older adults. The Spartanburg Medical Center is located within the city limits and is well equipped, covering a variety of specialties, including orthopedics and diabetes care. Seniors who would like to receive nonmedical care and assistance in their own home can expect to pay $4,076 per month for this service. Those who require some medical care at home pay slightly more due to the skilled nature of the services provided.

Below we’ve compiled a comprehensive directory of every home care provider in the Spartanburg area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Spartanburg, SC

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Paying for Home Care in Spartanburg, SC

The Cost of Home Care in Spartanburg, SC

Compared to other areas of the United States, home care in Spartanburg is quite affordable, with seniors paying almost $900 less per month than the U.S. average, and more than $350 less per month than the state average. Seniors in nearby Greenville pay $595 more per month for their home care services, and those in Myrtle Beach pay $500 more. Further south in Charleston, home care fees reach a rate about $1000 higher than those in Spartanburg.

Spartanburg

$4,076

South Carolina

$4,433

The United States

$4,957

Charleston

$5,005

Myrtle Beach

$4,576

Greenville

$4,671

The Cost of Home Care vs. Other Senior Care Options in Spartanburg, SC

Home health care services are around $100 per month more, on average than home care services. For this extra fee, seniors receive some skilled nursing services from certified individuals in addition to the personal care assistance covered by standard home care. Seniors who don’t require nursing services may wish to consider assisted living communities that offer room and board plus help with the activities of daily living, and charge $476 per month less than home care providers. Adult day health care delivered in a community setting is the most affordable senior care option, costing over $2,600 less than home care. Nursing home care fees are about $2600 more than home care for a semiprivate room.

Home Care

$4,076

Home Health Care

$4,172

Adult Day Health Care

$1,408

Assisted Living

$3,600

Nursing Home Care (semiprivate room)

$6,692

Financial Assistance for Home Care in Spartanburg, SC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Spartanburg, SC

Seniors in Spartanburg can take advantage of many services that could help them remain in their own homes as they age. These services can help with bills and home modifications, and community centers can offer social activities and educational programs. Local and national organizations provide financial assistance for housing, food and utilities. Seniors and their families should be aware of these resources and to take advantage of them to ensure a healthy and fulfilling life. Below are just a few to get you started.

ResourceContactService
Mobile Meals of Spartanburg(864) 573-7684Mobile Meals is a nonprofit organization that provides nutritious, home-delivered meals to seniors and frail or vulnerable adults in the city. Meals are delivered by volunteers, and there is no charge for the service, but optional contributions are accepted. Some social interaction is also offered.
South Carolina Weatherization Assistance Program(803) 734-0662The Weatherization Assistance Program provides assistance to families with low income. The program helps vulnerable families improve the energy efficiency of their homes with improvements such as replacing doors and windows or repairing broken seal insulators.
Senior Income Tax Deductions(803) 722-1958The South Carolina Department of Revenue offers a variety of tax deductions for senior residents. Retirees can take advantage of these deductions when filing state taxes, and can contact the SCDOR helpline for more advice if required.
Salvation Army of Spartanburg(864) 576-6670The Salvation Army of Spartanburg supports seniors and vulnerable individuals through food pantries, help with clothing and furniture, financial crisis support, and Christmas assistance. It also welcomes local seniors to attend worship at nearby area churches.
SC Bar Volunteer Attorneys(803) 799-6653The volunteer lawyers at the SC Bar provide free legal support for seniors and their caregivers. Support covers eleven categories, including income protection, health care, housing, guardianship and protective services.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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