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The 10 Best Assisted Living Facilities in Monterey, CA for 2024

 

Monterey is nestled on the edge of California’s Central Coast, with the Pacific Ocean to its west. It is situated within the larger Monterey Bay area, with views of the coastline and the Santa Lucia Mountains. Approximately 19 residential care communities offer assisted living services within Monterey and surrounding areas. City residents pay around $5,550 per month for this type of care, higher than the U.S. norm of $4,500 but similar to California’s slightly lower average of $5,250.

According to our directory of 166 reviews reviews, assisted living providers in Monterey have an average rating of 4.75 out of 5 stars stars.

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Assisted Living Facilities in Monterey, California

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What to Consider About Assisted Living in Monterey

The Community Care Licensing Division, part of the Department of Social Services, is responsible for overseeing assisted living providers across California. The agency’s primary functions include licensing, conducting inspections and enforcing applicable regulations so that facilities adhere to state quality standards. Essentially, it safeguards the well-being of residents and ensures that they are in a secure and healthy environment.

Benefits and Drawbacks of Assisted Living in Monterey

 

  • Monterey is ideal for seniors who prefer cooler weather. Average temperatures range from 44 to 68 degrees Fahrenheit depending on the season, and humidity levels remain low throughout the year. Residents also enjoy numerous sunny days, especially from June through September, when the sky is clear for over 80% of the time.

 

  • Although the city’s cost of living exceeds the U.S. norm by 51.9%, it is similar to the California average, with a difference of only 2%. Compared to state figures, housing in Monterey is expensive, at 98.5% higher. Other expenses are more reasonably priced; for example, transportation spending is 7.9% lower than expected nationally.

 

  • Seniors in California are subject to regular tax rates, ranging from 1% to 12.3%, on most sources of retirement income. Fortunately, the state does not tax Social Security benefits, and those aged 65 and over have access to a senior income tax exemption.

 

  • The AARP Livability Index, which measures a city’s suitability for retired seniors on a 100-point scale, gave Monterey a score of 59, higher than the national average of 48. The city performed particularly well in the health category, with 76 points, which takes into account patient satisfaction, local policies and other indicators.

 

  • Monterey rests in one of the top 20 healthiest counties in California, based on factors such as premature deaths and self-reported quality of life. In addition, it has a relatively high number of physicians, at 275.5 per 100,000 residents.

 

 

  • Monterey residents have a 1-in-42 chance of becoming victims of property crimes, about the same as the statewide rate. For violent offenses, there are fewer incidents per 1,000 residents than the California average, at 3.79 versus 4.99. Seniors seeking greater peace of mind can benefit from moving to an assisted living community with enhanced security measures.

Paying for Assisted Living in Monterey

 

In Monterey, seniors can expect to pay an average of $5,550 per month to cover their assisted living expenses.

The Cost of Memory Care in Nearby Cities

Rates in Monterey are higher than the norms across California and the United States, differing respectively by $300 and $1,050. The area is also more expensive than the state’s capital city, Sacramento, although by only $325. Costs increase substantially near the Bay Area, with fees in San Francisco averaging $6,319 per month. Further north, Santa Rosa has one of the highest rates in California; seniors here spend about $7,048, which is $1,498 higher than Monterey’s average.

Monterey

$5,550

California

$5,250

United States

$4,500

Sacramento

$5,225

San Francisco

$6,319

Santa Rosa

$7,048

The Cost of Other Types of Senior Care

The number and complexity of services provided greatly influence the costs of senior care. Assisted living, priced at $5,550 per month in Monterey, helps seniors maintain a balance between an independent lifestyle and comprehensive care. In-home care, a pricier option that exceeds the cost of assisted living by $1,314, provides support with daily tasks in the senior’s own home. Home health care, slightly more expensive at $7,007, includes basic medical assistance. Nursing homes are a significantly costlier option; a semi-private room starts at $10,646 per month in this type of facility, costing an extra $5,096 for its advanced medical services compared to assisted living.

In-Home Care

$6,864

Home Health Care

$7,007

Assisted Living Facility

$5,550

Nursing Home Facility (semiprivate room)

$10,646

Note: Data for Monterey was unavailable, so data for the nearest city, Santa Cruz, was used instead.

Financial Assistance for Assisted Living in Monterey

Medi-Cal will pay for assisted living facilities in Monterey, when medically necessary, as they will for seniors across the state of California. The Monterey County Department of Social Services assists seniors financially, namely through their Supplemental Security Income Advocacy Program which helps seniors qualify for assistance through the Social Security Administration. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

Financial Assistance in California

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Free Assisted Living Resources in Monterey

Monterey and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Monterey, please visit our Assisted Living in California page.

Assisted Living Laws and Regulations in Monterey

 

Monterey Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.

Laws and Regulations in California

Reviews of Communities Nearby

Assisted Living

Reviewer#RD1215dg

I am a friend or relative of a current/past resident

Review of The Park Lane

My father has moved into The Park Lane. It's a beautiful view. People are happy. The food's very good. It's a real restaurant where you can order. They have volunteers that come and greet you and...

Read more

Assisted Living

Deborah

I visited this facility

Review of Ivy Park at Monterey

We toured Ivy Park at Monterey. It was very good and very pleasant. I talked to a few of the residents, and they liked it there. The staff who toured us around was very informative. The apartments...

Read more

Assisted Living

Maria

I visited this facility

Review of Ivy Park at Monterey

I had an in-person tour of Ivy Park at Monterey. The facility is out of this world. It is a really beautiful place. It's a place I would like to retire to when the time comes. The atmosphere, the...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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