The 10 Best Home Care Agencies for Seniors in Mount Juliet, TN for 2024
Mount Juliet is a growing suburb located 17 miles east of downtown Nashville. Of the nearly 41,000 residents, almost 14% are seniors. Its proximity to Nashville affords residents high-quality options for health care. Top-ranking Vanderbilt University Medical Center is a 20-mile drive from the suburb. This teaching and specialty hospital treats the most medically complex patients in the metro area and provides rehabilitation on campus at Vanderbilt Stallworth Rehabilitation Hospital. Although the cost of living is higher than the national average, the monthly cost of home care is lower at $4,767 per month. Care costs are the same for nonmedical home care and home health care with skilled nursing services.
Below we’ve compiled a comprehensive directory of every home care provider in the Mount Juliet area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Mount Juliet, TN
23 Results
What you can do with Caring
Paying for Home Care in Mount Juliet, TN
The Cost of Home Care in Mount Juliet
Seniors in Mount Juliet pay $4,767 monthly for in-home care. Genworth’s 2021 Cost of Care Survey noted this is nearly $200 more than the state average of $4,576 but $190 less than the national average of $4,957. Chattanooga’s residents pay the same for home care as Mount Juliet’s, but those living in Memphis, where the cost is $4,242, can save over $500 monthly. In Johnson City, at the far northeast end of the state, monthly home care costs are the most economical at $4,004.
Mount Juliet
$4767
Tennessee
$4576
United States
$4957
Chattanooga
$4767
Memphis
$4242
Johnson City
$4004
The Cost of Home Care vs Other Senior Care Options in Mount Juliet
Home care and home health care in Mount Juliet each cost $4,767 monthly. While they provide similar services, assisting with daily tasks, home health care also addresses medical needs with skilled nursing. Retirees needing only daytime supervision can save substantially with adult day health care, which costs $1,842. Seniors who need help with personal care and live in retirement communities pay an average of $4,100 for assisted living. However, elderly adults requiring 24-hour skilled nursing in a nursing home facility pay much more at $7,270 monthly for a semiprivate room.
Home Care
$4767
Home Health Care
$4767
United States
$4957
Adult Day Health Care
$1842
Assisted Living
$4100
Nursing Home Facility (semiprivate room)
$7270
Note: Data for Mount Juliet was unavailable, so data for the nearest city, Nashville, was used instead.
Financial Assistance for Home Care in Mount Juliet, TN
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Mount Juliet, TN
Below are some free resources available to older adults in the Mount Juliet area. These programs and agencies provide support focused on seniors living at home and aging in place. In addition to counseling and senior advocacy programs, there are links to meal delivery and transportation services, which can help ease the cost of living.
Resource | Contact | Service |
---|---|---|
Tennessee Commission on Aging and Disability | (615) 741-2056 | As the state's Aging and Disability Resource Center, this agency provides a network of resources. It administers various programs to support senior health, nutrition and quality of life. Older adults can benefit from their Stay Active and Independent for Life Fitness and Chronic Disease Self-Management Education programs. |
OPTIONS for Community Living | (866) 836-6678 | OPTIONS for Community Living is a federally funded program that offers support services to allow seniors to remain living at home. This need-based program can provide in-home assistance with personal care and daily living tasks as well as home-delivered meals. |
TennCare CHOICES | (615) 255-1010 | TennCare CHOICES offers home and community-based services to seniors and people with disabilities living at home. A caseworker will recommend which programs best suit an individual's needs. These programs include personal care visits, home-delivered meals and minor home modifications to improve accessibility. |
Aging Nutrition Program | (866) 836-6678 | Operated by the state's Agency on Aging, this program provides Meals on Wheels services to homebound adults over 60 and their spouses. Meal drivers offer a friendly visit and wellness check during Monday through Friday food deliveries. The agency also administers the SNAP benefits program for need-based assistance. |
Wilson Rides | (615) 622-5557 | Wilson Rides operates a volunteer program to provide free scheduled personal transportation for older adults. Volunteer drivers use their own vehicles to help seniors get out into the community for appointments, shopping and social engagements. This program is offered through MyRide TN and the Tennessee Commission on Aging and Disability. |
Long-Term Care Ombudsman Program | (615) 253-5412 | The Long-Term Care Ombudsman Program is provided through the Tennessee Commission on Aging and Disability. Confidential advocates are available to answer questions regarding long-term care homes, Medicare and Medicaid. They also work to resolve conflicts involving long-term care facilities and their residents. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider
Guidelines for Talking About In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help –\_often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider