The 10 Best Home Care Agencies for Seniors in Beverly, MA for 2024
Beverly is a northern suburb of Boston in Essex County. Seniors make up about 17.7% of its approximately 42,700 residents, which is almost 1% more than the national average. Seniors who like vibrant environments may appreciate its dense, suburban feel. The city boasts popular beaches and parks and a traditional downtown that includes plenty of shops, restaurants, galleries and a theater district. Its primary medical care facility is Beverly Hospital, and seniors can benefit from Boston’s numerous nationally ranked hospitals about 30 miles south.
Seniors whose medical care can be delivered in their homes have numerous home health care agencies to choose from, while those best suited to nonmedical care are also well served by the region’s home care agencies. The median fee for home care in Beverly is $6,292, which is above the norm for Massachusetts.
Below we’ve compiled a comprehensive directory of every home care provider in Beverly– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Beverly, MA
42 Results
Didn't find what you were looking for?
Caring's Family Advisors are here to help you with questions about senior living and care options.
What you can do with Caring
Paying for Home Care in Beverly, MA
The Cost of Home Care in Beverly, MA
The typical senior in Beverly pays about $6,292 per month for home care. According to the 2021 Genworth Cost of Care Survey, this is about $381 per month more than normal for Massachusetts and $1,335 more than the U.S. average. Beverly’s seniors also pay more than their peers in Worcester, who pay approximately $5,720, and in Springfield, where the median is $5,339. However, they don’t pay as much as in Barnstable, where the typical fee is $6,673. In Manchester, New Hampshire, to the west, the median fee is $6,149.
Beverly
$6,292
Massachusetts
$5,911
The United States
$4,957
Worcester
$5,720
Springfield
$5,339
Barnstable
$6,673
Manchester, New Hampshire
$6,149
The Cost of Home Care vs. Other Senior Care Options in Beverly, MA
Adult day care is Beverly’s most affordable option, at $1,614. Home health care is less costly than home care, with the former costing around $6,244, and the latter, $6,292. Home health care is a medical service typically delivered by registered nurses and therapists, while home care provides nonmedical services. Assisted living fees of around $6,819 make it the most affordable option with accommodations, while nursing home care is the costliest, at $13,155 for a semiprivate room.
Home Care
$6,292
Home Health Care
$6,244
Adult Day Care
$1,614
Assisted Living
$6,819
Nursing Home Care (semiprivate room)
$13,155
Note: Data for Beverly was unavailable, so data for the nearest city, Boston, was used instead.
Financial Assistance for Home Care in Beverly, MA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Beverly Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Beverly:
Resource | Contact | Address | Service |
---|---|---|---|
Senior Center – Meals, Trips and Activities | (978) 921-6017 | 90 Colon Street, Beverly, MA 01915 | Beverly Council on Aging (BCOA) operates a senior center with many programs, activities and services for seniors in the area, such as theme parties and group outings to restaurants and local attractions. Volunteers at the center can help residents learn how to use computers, smartphones and tablets on Mondays and Fridays, which helps seniors stay connected to the community and family. |
Transportation for Seniors and the Disabled | (978) 921-6078 | 90 Colon Street, Beverly, MA 01915 | BCOA also offers wheelchair-accessible transportation for Beverly seniors and people with disabilities. It’s free for anyone going to and from the senior center and costs $1 for trips to other locations, such as medical appointments or shopping. |
Support Groups, Wellness Programs and Referrals | (978) 921-6017 | 90 Colon Street, Beverly, MA 01915 | Seniors and caregivers in Beverly may benefit from the support groups, wellness programs and referral services offered by BCOA. Light exercise and balance training classes are available, along with walking groups, health seminars and medication counseling. |
Meal Delivery for Seniors | (978) 281-1750 | 100 Cummings Center, Suite 106H, Beverly, MA 01915 | SeniorCare Inc. manages the local Meals on Wheels program, which provides home-delivered lunches for seniors who can’t prepare a nutritious meal for themselves. There is no financial eligibility requirement, but a donation of $2 per meal is requested. |
Heating Fuel and Energy Assistance | (978) 531-0767 | 119 Rear Foster Street, Building 13, Peabody, MA 01960 | North Shore Community Action Programs (NSCAP) helps low-income seniors and families pay for heating fuel and energy used between November and April. Free inspections to improve energy efficiency and lower household utility bills are also available. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.