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The 10 Best Home Care Agencies for Seniors in Westport, CT for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Westport, CT, residents and their loved ones rate In Home Care agencies across the 99 options below.

Home Care Agencies in Westport, CT

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Paying for Home Care in Westport, CT

The Cost of Home Care in Westport, CT

Seniors in Westport pay $5,339 monthly for home care, according to Genworth Financial’s 2020 Cost of Care Survey data. This is $382 higher than the U.S. median of $4,957 and $96 higher than the statewide median of $5,243. Although Connecticut is expensive overall for home care, seniors can expect some variation in costs within the state. Westport home care costs only $10 per month more than the Hartford area and $96 more than in the New Haven area, but $167 less than the Norwich area.

Westport

$5,339

Connecticut

$5,243

The United States

$4,957

New Haven Area

$5,243

Hartford Area

$5,329

Norwich Area

$5,506

The Cost of Home Care vs. Other Senior Care Options in Westport, CT

Several long-term care options exist for Westport seniors. The most affordable is adult day health care at $1,619 monthly. Home care and home health care each cost $5,339 monthly. Home health care includes medical services, such as skilled nursing and physical therapy. Assisted living costs $6,273 monthly, $934 more than home care. Nursing home care, at $16,805 per month, costs three times more than home care.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,619

Assisted Living Facility

$6,273

Nursing Home Facility (semiprivate room)

$16,805

Note: Data for Westport was unavailable, so data for the nearest region, Bridgeport Area, was used instead.

Financial Assistance for Home Care in Westport, CT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Westport, CT

Westport’s seniors have many helpful services for those aging in place. Local information specialists can lead seniors to key resources available in their community, including financial assistance and home care support. Several other government and volunteer based organizations in the area provide additional services, such as meal delivery, transportation and friendly at-home visits. Seniors and caregivers can learn more about these services by contacting the agencies listed below.

ResourceContactService
Southwestern Connecticut Agency on Aging(800) 994-9422The Southwestern Connecticut Agency on Aging provides information on resources available to seniors, particularly those in the community who are aging in place. Government-funded information specialists work with individuals to identify resources meeting their needs and budgets. Information on many grant-funded resources for seniors is available on the agency's website, including about chore assistance, friendly visits and home repair.
Westport Senior Services(203) 341-1050Westport Senior Services provides services that include a weather emergency registry, assistance with applying for income-based social services and the Westport Center for Senior Activities.
Home Delivered Meals of Westport(203) 341-5097Home Delivered Meals of Westport delivers healthy meals to seniors 60 or older. The meals are free, although donations are requested. A registered dietitian plans the meals, which can accommodate special diets. The meals are delivered by volunteers who often provide social interaction.
Westport’s “Hello Neighbor” Program(203) 341-5097Westport’s “Hello Neighbor” Program combats loneliness and isolation by creating a network of community members through social phone calls. This program includes no-cost contactless grocery assistance for Westport seniors. Volunteers for this program undergo background checks and are matched with senior Westport residents.
Homeowners' Elderly/Disabled Tax Relief Program(860) 418-6290The state of Connecticut provides tax relief for lower-income seniors who own their own home. Homeowners aged 65 and older can apply to the Homeowners’ Elderly/Disabled Tax Relief Program. Local property assessors calculate the property tax credit, which is then applied to the homeowner’s property tax bill. The credit amount is calculated on a sliding scale, based on income level and marital status.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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