The 10 Best Home Care Agencies for Seniors in San Mateo, CA for 2024
San Mateo, California, is listed on Caring’s 2022 Senior Living Report and recognized for benefits such as high access to health care, low crime and clean air. It accommodates retirees who rely on mobility aids through its numerous ADA-accessible public transportation amenities, and the high number of multi-family houses keeps housing prices affordable. The city also has many home care agencies. These agencies, which provide supportive services such as transportation and personal care, charge approximately $6,864 per month in San Mateo. For seniors seeking skilled nursing services in their homes, such as wound care and medication administration, home health care may be a more appropriate, though pricier, option.
Below we’ve compiled a comprehensive directory of every home care provider in the San Mateo area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in San Mateo, CA
93 Results
Aunt Ann's In House Staffing
2722 Gough Street, San Francisco, CA, 94123
"Aunt Ann's Home Care is a tradition of caring since 1958. We provide senior care and elderly care services in the San Francisco Bay are...."
READ MORECompanions For Seniors At Home
2130 Fillmore St. , #262, San Francisco, CA, 94115
"Companions For Seniors At Home is one of the Bay Areas most respected home health care providers. We provide outstanding care for all peopl..."
READ MOREElderCare Services
1808 Tice Valley Blvd, Walnut Creek, CA, 94595
"Working with families to ensure their aging family member lives safely in their home. From companionship to legal advocacy and medical over..."
READ MOREInstitute on Aging Senior Campus (IOA)
3575 Geary Blvd, San Francisco, CA, 94118
"Institute on Aging's Older Adults Care Management (OACM) is a licensed home health agency providing the highest quality of home care, person..."
READ MORELivHOME San Jose - Mountain View, CA
167 S. San Antonio Rd, Suite 17, Mountain View, CA, 94040
"LivHOME is a professionally led private senior home care provider servicing San Jose California "Since 1999". All of our clients are oversee..."
READ MOREMagis Care
1670 S. Amphlett Blvd, Suite 225, San Mateo, CA, 94402
"Professional Home Care Services Magis Care is committed in delivering the highest level of care for you or your loved one. Our goal is to..."
READ MOREOnsite Caregivers
P.O. Box 6693, San Mateo, CA, 94403
Senior Companions At Home - Redwood City
1305 Whipple, Redwood City, CA, 94062
"OUR MISSION SENIOR COMPANIONS AT HOME is committed to providing high quality health care essential to the improvement of physical, mental..."
READ MOREStar Angel Concierge Services
3633 Colegrove St., San Mateo, CA, 94403
" Star Angel Companion Services is a non-medical home care services specialized in a wide range of in-home care that empower individuals to ..."
READ MORESupple Senior Care LLC
808 Burlway Road, Suite 3, Burlingame, CA, 94010
"Supple Senior care is an Irish owned and operated company. At Supple Senior Care our goal is to provide compassionate care, keeping our c..."
READ MORETender Rose Dementia Care Specialists
120 Green Street Suite 200 , San Francisco, CA, 94111
"Tender Rose Dementia Care Specialists is the San Francisco Bay Area’s premier one-on-one care agency for seniors living with dementia. The m..."
READ MOREComfort Keepers Home Care
10061 Pasadena Ave Ste B,, , Cupertino, CA, 95014
CareMinders Home Care
100 Produce Avenue, Suite D, South San Francisco, CA, 94080
"At Care Minders Home Care we are committed to providing expedient, best in class, safe, affordable and reliable home care services for our c..."
READ MOREAkape Home Care Agency
2487 Stanford Way # 1a, Antioch, CA, 94531
Family Affair Home Care
264 Southcliff Ave, South San Francisco, CA, 94080
Mission Hospice And Home Care
66 Bovet Rd, Suite 100, San Mateo, CA, 94402
AAA Quality Care
1765 Scott Blvd, Ste#109, Santa Clara, CA, 95050
" We are a family owned and operated agency and in service of the Bay area for over a decade. We have been providing care for Bay area fami..."
READ MORESilicon Valley Home Care Agency
1729 N First St #20604, San Jose, CA, 95112
" We have a Registered Nurse who is available at no extra cost to you. She supervises our caregivers and makes random and scheduled visits."
READ MOREWhat you can do with Caring
Paying for Home Care in San Mateo, CA
The Cost of Home Care in San Mateo, CA
The Genworth 2021 Cost of Care Survey estimates monthly home care rates in San Mateo at $6,864, which is significantly higher than the respective state and national averages of $6,101 and $4,957. In San Jose, care costs are even higher, coming in at $7,102, but in Napa, rates are a little lower at $6,435. In Vallejo, home care agencies charge $5,958 for services, and in Modesto, fees are comparatively affordable at $5,768.
San Mateo
$6,864
California
$6,101
The United States
$4,957
Vallejo
$5,958
San Jose
$7,102
Modesto
$5,768
Napa
$6,435
The Cost of Home Care vs. Other Senior Care Options in San Mateo, CA
Seniors in San Mateo pay $6,864 per month for basic home care and $7,150 for home health care. This may be an affordable alternative to nursing home placement, which costs $11,566 for shared rooms. Assisted living, which provides personal care in a residential community environment, is several hundred dollars cheaper than home care at $6,319. Seniors who live at home and attend adult day health care pay the lowest rates in San Mateo of $1,950.
Home Care
$6,864
Home Health Care
$7,150
Adult Day Health Care
$1,950
Assisted Living Facility
$6,319
Nursing Home Facility (semiprivate room)
$11,566
Note: Data for San Mateo was unavailable, so data for the nearest city, San Francisco, was used instead.
Financial Assistance for Home Care in San Mateo, CA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in San Mateo, CA
While finding home care services can be challenging, seniors in San Mateo have access to a support network that helps them navigate the system. The following table outlines government programs, nonprofit agencies and locally operated programs that help older adults find affordable in-home care. These resources may also help qualified seniors reduce living costs, which may enable them to remain in their own homes.
Resource | Contact | Service |
---|---|---|
Aging and Adult Services | (800) 675-8437 | The Aging and Adult Services division of the San Mateo County Health Department is the Area Agency on Aging for the region, meaning it provides government-funded support services for those aged 60 and over. It operates the local In-Home Supportive Services program. It also provides referrals for community-based services. |
Veterans Service Office | (650) 802-6598 | The Veterans Service Office helps older veterans determine eligibility for programs such as Aid and Attendance, disability compensation and the VA’s Veterans Home Care, which can help pay for in-home care. The office can also provide referrals for community-based services such as transportation and financial assistance. |
Senior Center | (650) 522-7490 | The Senior Center hosts a range of activities for those aged 55 and over, including games, social programs and age-friendly fitness classes, helping those who live alone to avoid loneliness and isolation. It can also help seniors connect with programs such as S.A.S.H., which provides grocery shopping and delivery services. |
Meals on Wheels | (650) 272-5041 | Seniors unable to obtain meals themselves can arrange home-delivered meals through the Meals on Wheels program. Screened volunteers deliver meals daily and provide wellness checks, and they’re trained on how to report safety concerns. The program also conducts in-home assessments to evaluate clients’ needs and connect them with community-based services. |
Property Tax Postponement Program | (800) 952-5661 | The Property Tax Postponement Program enables qualified individuals to defer property taxes on their primary residences. This can reduce homeownership costs and help seniors afford to remain in their homes throughout retirement. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.