Is Mom's estate responsible for son's credit card, if she was an authorized user but didn't?

1 answer | Last updated: Sep 14, 2017
A fellow caregiver asked...

Mom is an authorized user on son's credit card. Upon her demise, is Mom's estate responsible for paying off son's maxed out credit card? None of the charges are Mom's.

Expert Answers

Steve Weisman hosts the nationally syndicated radio show A Touch of Grey, heard on more than 50 stations, including WABC in New York City and KRLA in Los Angeles. He is a practicing lawyer specializing in estate planning and is admitted to practice before the United States Supreme Court. He's a public speaker and commentator who has appeared on many radio and television shows throughout the country, and he's the legal editor of Talkers magazine, the preeminent trade publication of talk radio. His latest book is The Truth About Avoiding Scams.

An authorized user is not responsible for the payment of charges for on the credit card regardless of the source of the charges. The payments are the sole responsiblity of the person or persons who are designated as the account holder or holders.