The 10 Best Home Care Agencies for Seniors in Coatesville, PA for 2024
Coatesville is a small community of about 13,000 people in the eastern region of Pennsylvania, offering comfortable weather throughout the year, senior-friendly state income tax laws and cheaper-than-average housing. While less than a tenth of the city’s population is aged 65 and over, Coatesville supports its senior community through access to high-performing hospitals and several home care agencies. These agencies provide services such as housekeeping, meal preparation, personal care and companionship for $5,339 per month for full-time services. This type of care doesn't include skilled nursing services such as medication administration and disease management, but seniors can obtain in-home medical support through one of the region's home health care agencies.Â
Below we've compiled a comprehensive directory of every home care provider in the Coatesville area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Coatesville, PA
53 Results
Journey Together Home Care
2417 Welsh Rd Ste 21, Philadelphia, PA, 19114
No One Left Behind
7300 City Ave, Suite 150 , Philadelphia, PA, 19151
"Who We Are? No One Left Behind is a leading provider of home care in Philadelphia and its surrounding counties. Our team consists of high..."
READ MOREDidn't find what you were looking for?
Caring's Family Advisors are here to help you with questions about senior living and care options.
Olive Care Services LLC (AHI Group) Chaddsford, PA (CLOSED)
225 Wilmington-West Chester Pike Suite 200 , Chadds Ford, PA, 19317
Home Helpers Home Care of Downingtown
600 Eagleview Blvd Suite 300 , Exton, PA, 19341
5.0
(2 reviews)
Lux Home Care Agency
1938 Crest Dr , Coatesville, PA, 19320
What you can do with Caring
Paying for Home Care in Coatesville, PA
The Cost of Home Care in Coatesville, PA
In Coatesville, the Genworth Cost of Care Survey reports that home care agencies charge $5,339 per month for full-time care, which exceeds state and national norms by about $380. The city is a costly place to obtain this level of care compared to other surveyed cities in the region, including Lebanon, where rates are about $100 less, and York, where seniors spend about $570 less. In Reading, rates are comparatively competitive at $4,576, and in Bloomsburg, care costs fall about $1,100 lower than in Coatesville.
Coatesville
$5,339
Pennsylvania
$4,957
United States
$4,957
Reading
$4,576
Lebanon
$5,243
York
$4,767
Bloomsburg
$4,242
The Cost of Home Care vs. Other Senior Care Options in Coatesville, PA
Home care costs $5,339 per month in Coatesville, which is moderate compared to other senior care options. Older adults who attend adult day health care pay about $3,500 less per month than those who receive private in-home care. However, home care costs about $95 less than home health care, which includes skilled nursing. Seniors who live in assisted living facilities pay slightly higher monthly rates of $5,550 for residential care, and nursing homes charge base monthly rates of $11,528.
Home Care
$5,339
Home Health Care
$5,434
Adult Day Health Care
$1,837
Assisted Living
$5,550
Nursing Home Facility (semiprivate room)
$11,528
Note: Data for Coatesville was unavailable, so data for the nearest city, Lancaster, was used instead.
Financial Assistance for Home Care in Coatesville, PA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.