The 10 Best Home Care Agencies for Seniors in Clemmons, NC for 2024
Approximately 19% of the population in Clemmons is aged 65 and older, which is greater than the national average of 16.5%. This creates a wealth of opportunities for seniors in the area. The cost of living is lower than the national average, and the state exempts all forms of Social Security retirement benefits from income taxes, so seniors can keep more of their income. There are several local hospitals nearby, including the Novant Health Forsyth Medical Center and Wake Forest Baptist Medical Center. Seniors aging in place have multiple options for care, including home care, which costs around $3,909 per month, according to the 2021 Genworth Cost of Care Survey.
Below we’ve compiled a comprehensive directory of every home care provider in Clemmons– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
What you can do with Caring
Paying for Home Care in Clemmons, NC
The Cost of Home Care in Clemmons, NC
Genworth Financials’ 2021 Cost of Care Survey estimates home care in Clemmons at $3,909 per month. This is less than both the state and national averages. The cost for home care in Clemmons is also lower than in nearby cities, averaging roughly $300 less than Greensboro per month and almost $800 less than Charlotte. Hickory residents also pay slightly higher costs than those in Clemmons at nearly $200 more per month.
Clemmons
$3,909
North Carolina
$4,385
The United States
$4,957
Greensboro
$4,195
Hickory
$4,099
Charlotte
$4,668
The Cost of Home Care vs. Other Senior Care Options in Clemmons, NC
Both home care, which includes nonmedical assistance with daily tasks, and home health care, which also includes skilled nursing, have estimated costs of $3,909 per month in Clemmons. Other options for care include adult day care, which costs roughly $2,500 less than home care and provides care during day time hours. Assisted living facilities cost about $1,000 more than home care and seniors who require round-the-clock care can choose a nursing home for a little more than double the cost of home care.
Home Care
$3,909
Home Health Care
$3,909
Adult Day Health Care
$1,354
Assisted Living
$4,923
Nursing Home Care (semiprivate room)
$8,197
Note: Data for Clemmons was unavailable, so data for the nearest city, Winston, was used instead.
Financial Assistance for Home Care in Clemmons, NC
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Clemmons Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Clemmons:
Resource | Contact | Address | Service |
---|---|---|---|
Senior Services Inc. Meals on Wheels | (336) 748-5932 | 2895 Shorefair Drive, Winston-Salem, NC 27105 | The Senior Services nonprofit of Winston-Salem offers Meals on Wheels food deliveries to elderly residents in the city and surrounding areas, including Clemmons. Hot nutritious lunches are offered during weekdays and frozen meals can also be delivered for reheating. The service is available to seniors 60 or over who are homebound and living in Forsyth County. |
North Carolina Weatherization Assistance Program (WAP) | (336) 904-0338 | 1398 Carrollton Crossing Drive, Kernersville, NC 27284 | The North Carolina Weatherization Assistance Program is partially federally funded. In the state, it’s managed by the Department of Environmental Quality in coordination with different county and regional community development agencies. Low-income seniors 60 or older and low-income families are given preference for no-cost home weatherization, including insulation, HVAC repairs, cooling systems and furnaces or boilers. Elders receiving Supplemental Security Income are automatically eligible. Otherwise, household income is limited to $25,760 for a single person or $34,840 for two people. |
State-County Special Assistance, In Home (Help to Stay in Your Home) | (336) 703-3800 | 741 N. Highland Ave., Winston-Salem, NC 27101 | The North Carolina Department of Health and Human Services operates the State-County Special Assistance, In Home (Help to Stay in Your Home) Program for Adults. Seniors who apply will be visited by a case manager from their county Department of Social Services to see if they’re eligible for financial subsidies and cash supplements to help them continue to live independently at home without having to enter a care facility. Visiting case managers will work with the elderly client and their caregivers or family members to see if they can safely stay at home with a combination of personal, family and state support. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.