The 10 Best Home Care Agencies for Seniors in Simi Valley, CA for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Simi Valley, CA, residents and their loved ones rate In Home Care agencies 4.5 out of 5 stars across the 50 options below.
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Paying for Home Care in Simi Valley, CA
The Cost of Home Care in Simi Valley, CA
Median rates for home care reach $6,864 in Simi Valley, according to the 2024 Genworth Cost of Care Survey. Seniors pay $1,144 more in Simi Valley than the national norm. However, expenses jump by more than double in Santa Maria, hitting a midpoint rate of $14,491. With median home care expenses around $6,673, Los Angeles offers a close comparison to Simi Valley.
Simi Valley
$6,864
California
$6,864
United States
$5,720
Santa Maria
$14,491
Los Angeles
$6,673
Riverside
$6,483
The Cost of Home Care vs. Other Senior Care Options in Simi Valley, CA
Seniors pay a median of $6,864 per month for home care in Simi Valley, compared to $7,436 for home health care, which also includes nursing and medical services. While nursing homes charge a steep median of $10,646, a difference of roughly $3,782, seniors only pay $5,800 for assisted living in Simi Valley.
Home Care
$6,864
Home Health Care
$7,436
Assisted Living Facility
$5,800
Nursing Home Care (semi-private room)
$10,646
Note: Data for Simi Valley was unavailable, so data for the nearest city, Oxnard, was used instead.
Financial Assistance for Home Care in Simi Valley, CA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Simi Valley Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Simi Valley:
Resource | Contact | Address | Service |
---|---|---|---|
Dial-A-Ride | (805) 583-6456 | 490 West Los Angeles Avenue, Simi Valley, CA 93065 | Simi Valley Transit’s Dial-A-Ride program helps disabled and elderly Simi Valley residents get around the city, offering door-to-door service through its fleet of accessible vehicles. Trips are $2 one-way, but there is no additional fee for personal care attendants accompanying ADA-certified passengers. Seniors 65 and older are also eligible for half-price fare on the city’s fixed-route bus system, which is fully wheelchair accessible. |
Weatherization Assistance Program | (916) 576-7109 | 2389 Gateway Oaks Drive, Suite 100, Sacramento, CA 95833 | This federally funded program is administered in-state by the California Department of Community Services and Development. It helps low-income California residents save on cooling and heating bills by providing funds for energy-efficient home improvements, such as window replacement, water heater repair and the installation of proper insulation. The related Low-Income Home Energy Assistance Program offers direct financial assistance for heating and cooling bills; call (866) 675-6623 for information regarding LIHEAP in California. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Reviews of Care Providers Nearby
Home Care
Kathie434456
4.0
Review of Pacific Coast Homecare
We use Pacific Coast for Mother. They come in for the day to bathe her, wash her clothes, make her bed, fix her breakfast and lunch, and take her for a walk if she is able to that day. We tried out...
Home Care
I'm a hospital RN
5.0
Review of Pacific Coast Homecare
The Pacific Coast Homecare caregiver is excellent. We have had them for three months now. Billing is pretty good, on time, and with no surprises. They offer pretty much whatever you need as far as...