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The 10 Best Assisted Living Facilities in Cedar Falls, IA for 2024

 

Cedar Falls, IA, is a part of the Waterloo-Cedar Falls metropolitan area. The city is home to about 40,700 residents, and 15% of them are seniors aged 65 and up. These seniors may benefit from Cedar Falls's low cost of living, below-average crime rates and comfortable summer climate. When it comes to medical care, the city's residents can rely on the MercyOne Cedar Falls Medical Center for primary, emergency and specialty care.

Seniors who find it difficult to remain in their own homes and need extra help with personal care may also appreciate Cedar Falls' many assisted living options. An assisted living community provides 24-hour support, assistance with personal care tasks, housekeeping and meals. It also offers seniors the chance to live in a community and participate in fun activities. In Cedar Falls, assisted living facilities charge an average of $4,567 per month for their services, a rate that comes in above both the state and national averages.

In this guide, seniors and their families will learn more about assisted living in Cedar Falls and discover ways to pay for care. They can also explore free and low-cost resources available in the city.

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Assisted Living Facilities in Cedar Falls, Iowa

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What to Consider About Assisted Living in Cedar Falls

 

Iowa regulates assisted living facilities through its Department of Inspections & Appeals. This organization provides oversight and licensing in order to maintain a high quality of care. Staff members regularly inspect communities, handle complaints and maintain a searchable online database of facilities that seniors and their families can use to learn more about particular communities.

Benefits and Drawbacks of Assisted Living in Cedar Falls

 

  • Cedar Falls' cost of living is low compared to the national average. The national average stands at 100 on a 100-point scale, and Cedar Falls comes in at 80.9. Several cost subcategories also fall below average, including groceries at 97.6, housing at 67.4 and transportation at 61.2. Seniors in assisted living communities can benefit from these low costs, as the savings are often passed on to them through lower rent and care prices.
  • Crime rates in Cedar Falls are much lower than average. Violent crime stands at 10.4 on a 100-point scale compared to the U.S. average of 22.7. Property crime rates are also low at 26.7, with the national average at 35.4. Assisted living facilities provide excellent security for their residents, including secured entries and 24-hour staffing, making this low-crime-rate city even safer for seniors.
  • The summer climate in Cedar Falls is quite comfortable by most people's standards, scoring a 9 on a 10-point comfort index. July's high averages about 84 degrees. Winters can be chilly, with January's average lows coming in at around 9 degrees. Assisted living communities, though, provide meals, on-site activities, convenient services and transportation so that seniors can minimize their need to go out in the winter.
  • The air and water quality in Cedar Falls both rank above the national average. On a 100-point scale, water quality stands at 60 (with a U.S. average of 55) and air quality at 74 (with a U.S. average of 58). Healthy air and water may reduce the risks of respiratory illness and cancer and help seniors feel more confident about their environment.
  • Cedar Falls is served by the MercyOne Cedar Falls Medical Center. This hospital offers emergency care, surgery and cardiology along with many educational opportunities to help seniors learn how to control chronic conditions such as diabetes. Outpatient therapy is also available, as is a weight loss center.

 

Paying for Assisted Living in Cedar Falls

 

Seniors in Cedar Falls can expect to pay around $4,567 per month for assisted living. However, costs can vary based on the level of care required.

The Cost of Assisted Living in Nearby Cities

Assisted living costs in Cedar Falls are in the middle of the cost spectrum. Rates in Cedar Falls are higher than the U.S. average by $67 and the Iowa average by $200. But prices in other Iowa cities are significantly higher. Assisted living communities in Des Moines charge an average of $4,803, the highest in the state. Cedar Rapids and Ames are also more expensive than Cedar Falls by $181 and $88, respectively. At $4,410, Iowa City's rates are the state's lowest.

Cedar Falls

$4,567

Iowa

$4,367

United States

$4,500

Cedar Rapids

$4,748

Ames

$4,655

Iowa City

$4,410

Des Moines

$4,803

The Cost of Other Types of Senior Care

Assisted living is among the lowest-priced senior care options in Cedar Falls. Only adult day programs, at $1,300, come in lower. Seniors who prefer to remain at home will pay about $200 more per month for their care whether they choose in-home care or the light medical services of home health care. Nursing home care is the most expensive option at $6,874, but it offers a significantly higher level of comprehensive care.

In-Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,300

Assisted Living Facility

$4,567

Nursing Home Facility (semiprivate room)

$6,874

Note: Data for Cedar Falls was unavailable, so data for the nearest city, Waterloo, was used instead.

Financial Assistance for Assisted Living in Cedar Falls

The Iowa Medicaid HCBS Elderly Waiver is a managed care plan provided by the state to help low-income seniors pay for the cost of assisted living in Iowa. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Iowa page.

Financial Assistance in Iowa

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Iowa page.

Free Assisted Living Resources in Cedar Falls

Cedar Falls and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Cedar Falls, please visit our Assisted Living in Iowa page.

Assisted Living Laws and Regulations in Cedar Falls

 

Cedar Falls Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in are required to follow. Visit our Assisted Living in Iowa page for more information about these laws.

Assisted Living Laws and Regulations in Iowa

Reviews of Communities Nearby

Assisted Living

Reviewer#RD0404j

I visited this facility

Review of CedarStone Senior Living

My tour at CedarStone Senior Living was very good. It's a brand-new facility. Most of the apartments have not been occupied, so you would be moving into a brand-new apartment. It's an excellent...

Provider response

Thank you so much for your kind review! CedarStone and our staff strive to provide the best possible service to all who enter our doors. One meal a day is include in our monthly rentals. CedarStone...

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Assisted Living

Carol

I am a friend or relative of a current/past resident

Review of CedarStone Senior Living

My mom has moved into CedarStone Senior Living. The facility is fabulous. You don't feel like you're in a nursing home. It feels more like a resort. All of the staff were terrific. It had many...

Read more

Assisted Living

Denise

I visited this facility

Review of Bickford of Cedar Falls

Bickford of Cedar Falls was outstanding. It was very homey. It was very nice and very friendly. It was clean. People were nice and polite. They had no problem showing us what was available and...

Provider response

Denise, we are delighted we could provide you with such a positive experience! We appreciate you sharing your experience and love that you are considering Bickford of Cedar Falls for your loved...

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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