The 10 Best Home Care Agencies for Seniors in Mukilteo, WA for 2024
Located 25 miles north of Seattle, Mukilteo offers beautiful mountain scenery and numerous historical attractions, restaurants and annual festivals to enjoy. The city is home to over 21,200 residents with the senior population comprising 17.9%. Retirees may be attracted to the city’s minimal snow accumulation, low violent crime rates and affordable health care. For innovative medical services, residents can visit the Providence Regional Medical Center, a nearby state-of-the-art hospital. Seniors requiring nonmedical personal care assistance can access home care in Mukilteo for $6,673 per month. However, home health care may be a better option for older adults needing skilled nursing care.
Below we’ve compiled a comprehensive directory of every home care provider in the Mukilteo area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Mukilteo, WA
26 Results
Summer In Home Care LLC
1700 Westlake Ave N Suite 200 , Seattle, WA, 98109
Meritt in-Home care
1829 173rd St Se, Bothell, WA, 98012
What you can do with Caring
Paying for Home Care in Mukilteo, WA
The Cost of Home Care in Mukilteo, WA
According to the Genworth Cost of Care Survey, seniors in Mukilteo pay $6,673 per month for home care, which is $126 more than Washington’s statewide average and $1,716 higher than the national median. In Vancouver, home care is pricier than in Mukilteo at $7,146 per month. Seattle also carries a higher monthly rate at $6,769. Prices drop in Bellingham, where care costs about $190 less monthly than in Mukilteo. Spokane offers an even lower monthly rate for home care at $6,387.
Mukilteo
$6,673
Washington
$6,547
United States
$4,957
Vancouver
$7,146
Seattle
$6,769
Bellingham
$6,483
Spokane
$6,387
The Cost of Home Care vs. Other Senior Care Options in Mukilteo, WA
In Mukilteo, seniors pay $6,673 per month for home care. For skilled nursing care, residents can access home health care at a higher monthly rate of $7,007. Assisted living is a long-term residential care option that costs about $923 less per month than home care. Nursing home care is an alternative long-term care option offering 24-hour nursing services. For a semiprivate room, seniors pay about $10,479 per month.
Home Care
$6,673
Home Health Care
$7,007
Assisted Living
$5,750
Nursing Home Care (semiprivate room)
$10,479
Note: Data for Mukilteo was unavailable, so data for the nearest city, Bremerton, was used instead.
Financial Assistance for Home Care in Mukilteo, WA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Mukilteo, WA
There are several nonprofits and government agencies in Mukilteo offering free or low-cost resources to help seniors age in the comfort of their own homes. Through the following programs, older adults can access bill payment assistance, meal delivery services and recreational opportunities to stay active in their communities.
Resource | Contact | Service |
---|---|---|
Snohomish County Aging & Disability Services | (425) 388-3411 | Snohomish County's Aging & Disability Services Division serves as an Area Agency on Aging and provides seniors with case management and long-term care assistance. The agency operates several community programs, including family caregiver support, nutritional programs and respite care, to help older adults age in place comfortably. |
Homage Meals on Wheels | (425) 347-1229 | The Homage Meals on Wheels program delivers meals to seniors and people with disabilities throughout Snohomish County. To qualify for meal delivery, seniors must meet certain criteria, such as being at least 60 or older and needing assistance with daily living activities. |
Mukilteo Seniors Association | (425) 263-8180 | This program was created to enhance the lives of seniors living in the Mukilteo community. The organization works alongside the Mukilteo Recreation Division to offer older adults community-based classes to help them learn new skills or hobbies. A monthly senior luncheon is also provided. |
Mukilteo Utility Assistance Program | (800) 833-6384 | Mukilteo's Utility Assistance Program provides residents with funding to cover the costs of outstanding electricity and energy bills. Residents must meet certain income requirements and be at least 60 days past due on their payments to receive financial assistance. |
Senior Citizens and People With Disabilities Property Tax Exemption Program | (425) 388-3540 | Through the Property Tax Exemption Program, homeowners aged 61 and older may be eligible for a property tax reduction. Older adults must meet certain eligibility criteria, such as being under income limits and having lived in their home for at least 6 months. |
Low-Income Household Water Assistance Program | (425) 388-3880 | The Low-Income Household Water Assistance Program can help low-income seniors pay their water bills to avoid disconnection. Payments up to $2,500 are sent directly to the water provider for upcoming or past due bills depending on factors such as income limit and household size. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.