The 10 Best Home Care Agencies for Seniors in Elk Grove Village, IL for 2024
In Elk Grove Village, seniors over the age of 65 make up over 19% of the population, which is more than the U.S. average, and the number of people seeking home-based care is rising. According to the 2020 Genworth Cost of Care Survey, seniors in this community generally pay $4,957 per month for home care, which is a little higher than the national average. Ranked among America’s best 50 hospitals, AMITA Health Alexian Brothers Medical Center Elk Grove Village offers medical services for geriatrics..
Below we’ve compiled a comprehensive directory of every home care provider in the Elk Grove Village area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Elk Grove Village, IL
64 Results
Heal to Thrive
809 Cedar Ave , Rockford, IL, 61102
5.0
(4 reviews)
"Heal to Thrive delivers the care I expected from the nursing facility. I was worried about moms money running out but they gave me a “financial hardship plan” that was less than even the nursing home. My caregiver is so kind and is so good with demen..."
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Paying for Home Care in Elk Grove Village, IL
The Cost of Home Care in Elk Grove Village, IL
According to the 2020 Genworth Cost of Care Survey, Elk Grove Village area seniors pay $476 more than the national median of $4,481 and $190 more than the state median of $4,767. Decatur’s rates are among the lowest in the state at $4,433, while Champaign’s are among the highest at $5,005. Home care in Bloomington costs $4,862, which is $95 less than in Elk Grove Village. Kankakee’s prices are the same as the U.S. average of $4,767.
Elk Grove Village
$4,957
Illinois
$4,767
The United States
$4,481
Bloomington
$4,862
Champaign
$5,005
Decatur
$4,433
Kankakee
$4,767
The Cost of Home Care vs. Other Senior Care Options in Elk Grove Village, IL
In Elk Grove Village, seniors have multiple long-term care options to choose from. Adult day health care care is the most affordable option at $1,614 per month. Assisted living offers similar care as home care and is lower at $4,950. For seniors needing medical services, including registered nurses or therapists, home health care is $5,053 as compared to home care, which is $4,957. Nursing homes cost $8,076, making it the most expensive option.
Home Care
$4,957
Home Health Care
$5,053
Adult Day Health
$1,614
Assisted Living
$4,950
Nursing Home Care (semi-private room)
$8,076
Note: Data for Elk Grove Village was not available, so data for the nearest city, Chicago Area, was used instead.
Financial Assistance for Home Care in Elk Grove Village, IL
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Elk Grove Village, IL
Seniors living in Elk Grove Village have access to many organizations that can assist with aging in place. The resources listed below offer seniors multiple types of services to help reduce monthly expenses, provide meals, assist with home repairs and provide transportation.
Resource | Contact | Service |
---|---|---|
Illinois Department on Aging's Community Care Program (CCP) | (800) 252-8966 | The CCP helps seniors who would otherwise need nursing home care to maintain their independence and remain at home with the help of in-home and community-based services. To be eligible, Illinois residents must be 60 years of age or older, be either a U.S. Citizen or eligible noncitizen within specific categories, have nonexempt assets of $17,500 or less and have an assessed need for long-term care. Based on income, the cost may be free or a small fee may be charged. |
Kenneth Young Center | (847) 524-8800 | Kenneth Young Center is a nonprofit provider of senior support services for the residents of Elk Grove Village and Schaumburg Township. The center follows a sliding fee scale based on income and whether insurance is involved. Senior services include information, assistance and in-home need assessments, Meals-on-Wheels and other pertinent programs. |
Pace Dial-A-Ride | (847) 299-6212 | Transportation services are available through PACE at a discounted price for seniors. Senior citizens aged 65 and older and disabled residents pay $.65 per ride. Residents need to call at least one hour before the desired pickup time, which starts at 8:30 a.m. Monday through Saturday. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.