How will receiving long term care benefits affect my social security benefits?

2 answers | Last updated: Oct 26, 2016
A fellow caregiver asked...

How does receiving long term care benefits affect Social Security benefits? Does receiving long term care benefits preclude or reduce social security benefits?


Expert Answers

Duane Lipham is a certified long-term care (CLTC) consultant who writes extensively on long-term care insurance issues. Lipham has also been a caregiver for members of his own family.

Long-term care insurance benefits and Social Security benefits are completely unrelated. Receiving benefits from either one does not affect the other.


Community Answers

Benefitsquery answered...

Clarification: Benefits are received from a Private Long Term Care policy. The question is will Social Security be impacted?