Duane Lipham, Certified Long-Term Care (CLTC) consultant


Duane Lipham is a certified long-term care (CLTC) consultant who writes extensively on long-term care insurance issues and related subjects. He brings personal passion to the subject of long-term care because he has faced the challenges associated with being a caregiver for members of his own family. Along with his professional knowledge of the field, this real-life experience has given Lipham insight not only into the financial aspects of caregiving but also into the emotional and mental impacts that such care can bring. He offers free information, news, and articles regarding long-term care insurance and aging at the Long Term Care Consumer Guide website and the Long Term Care Review blog.


Recently Published on Caring.com

Are there any long term care insurance companies serving Florida that will accept clients with history of depression, anxiety, and chronic fatigue syndrome? — Sep 29, 2011
I wish that I had better news for you but it is difficult for anyone who is receiving long-term disability payments to get long-term care insurance coverage. Adding that t...
Should I purchase long-term care insurance for my mother? — Sep 26, 2011
Medicare and CHAMPVA are wonderful programs that assist with health care costs, but neither are designed to provide meaningful benefits for long-term care services. The Me...
Can mom's long-term care insurance cancel her? — Jun 08, 2011
I know that it's pretty easy and convenient to blame insurance companies for situations that don't work out as well as we would like. And there are occasions when the insur...
Is there any way I can find affordable insurance for my mother? — Jun 08, 2011
I have had these kind of memory issues arise from time to time with my clients too. I find that most of the memory tests performed by the primary care physician tend to be...
Why are there no long term care insurance policies to fit my needs? — May 09, 2011
Actually most long-term care insurance policies sold today do provide funds for care that may result from cognitive issues like Alzheimer's, dementia, and senility when it ...
How can I figure out how much money I'll need for long term care? — Aug 12, 2010
This is a very good question since the cost of long-term care is constantly rising. This makes planning ahead for long-term care costs essential when you are considering lo...
Can you be denied long-term care insurance if you are diabetic? — Jul 07, 2010
Diabetes is a matter of concern for most long-term care insurers, but many diabetics are approved for coverage. The results of their decision can depend on several factors....
Does having a pacemaker make you uninsurable for long-term... — Jun 16, 2010
Just having a pacemaker implanted does not automatically result in a decline of an application for long-term care insurance. While underwriting guidelines vary from one in...
Will being a breast cancer survivor disqualify you from getting LTCI? — May 04, 2010
Most long-term care insurance carriers will accept someone with a history of cancer treatment as long as it has been treated successfully and sufficient time has passed wit...
How will receiving long term care benefits affect my social security benefits? — Jan 25, 2010
Long-term care insurance benefits and Social Security benefits are completely unrelated. Receiving benefits from either one does not affect the other.