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The 10 Best Home Care Agencies for Seniors in Richmond, TX for 2024

Ranking 40th in Caring’s Senior Living Report 2022 for affordability, Richmond, Texas, is an ideal place to retire for seniors interested in lower health care costs. Still, Richmond has a higher cost of living compared to the national average due to it’s location only 30 miles away from Houston. There, residents have access to the world-renowned Texas Medical Center. Richmond’s own hospitals are some of the best in the state, including OakBend Medical Center.

According to Genworth’s 2021 Cost of Care Survey, the average monthly cost of home care in Richmond is $4,576. Unlike home health care, home care does not include medical services as part of the cost.

Below we’ve compiled a comprehensive directory of every home care provider in the Richmond area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Richmond, TX

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Paying for Home Care in Richmond, TX

As reported by the 2021 Genworth Cost of Living Survey, the monthly cost for home care services is $4,576 in Richmond. This is the same amount as Houston, which is 30 miles away. Texas’s statewide average is also $4,576, making Richmond’s home care costs competitive. The North Texas city of Dallas has an average price of $4,862, one of the higher costs in the state. Elsewhere in Texas, the cost of home care in Austin is $5,196, and in Victoria, it’s $4,338.

The Cost of Home Care in Richmond, TX

Richmond

$4,576

Texas

$4,576

The United States

$4,957

Houston

$4,576

Dallas

$4,862

Austin

$5,196

Victoria

$4,338

The Cost of Home Care vs. Other Senior Care Options in Richmond, TX

Seniors who need health care in Richmond have plenty of options to help them age in place or get the additional care needed. Home care involves nonmedical services such as help with activities of daily living. For $4,576 per month, home health care includes medical services from registered nurses or therapists. Adult day care is an affordable option for those who need care during the day, costing $1,099. For seniors who need more hands-on assistance, assisted living facilities cost an average of $4,245. A semiprivate room in a nursing home costs $5,262.

Home Care

$4,576

Home Health Care

$4,576

Adult Day Health Care

$1,099

Assisted Living Facility

$4,245

Nursing Home Facility (semiprivate room)

$5,262

Financial Assistance for Home Care in Richmond, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Richmond, TX

Many organizations provide free or low-cost resources for seniors in Richmond who need help with activities of daily living, transportation or other nonmedical services. Check the table below for a list of resources in the area.

ResourceContactService
Texas Department of Housing and Community Affairs(512) 475-3800The Texas Department of Housing and Community Affairs (TDHCA) offers home modification and weatherization services to Texas residents with low income. These services help Texans to control their energy bills by making their homes more efficient. TDHCA also offers a repair program for low-income homeowners who are elderly or have disabilities.
Comprehensive Energy Assistance Program(346) 515-1500The Comprehensive Energy Assistance Program (CEAP) is a utility assistance program that helps low-income households pay for their electricity and gas bills. The program also provides energy education to help participants reduce their consumption and lower their bills. Additionally, the program offers crisis assistance to households who have lost service or may lose their service due to weather conditions or a disaster.
Fort Bend Seniors Meals on Wheels(281) 633-7049The Fort Bend Seniors Meals on Wheels program provides hot, nutritious meals to homebound seniors. The program also offers a frozen meal option for those who are unable to receive hot meals. During times of natural disasters, seniors will also receive an emergency kit of five meals.
Richmond Health Care Center Respite Care(281) 238-8006The Richmond Health Care Center offers respite care to caregivers of seniors who need a break. Respite care is a short-term stay at a nursing home or assisted living facility. The program provides caregivers with relief from the stress of caregiving and also allows them to take care of their own personal needs.
Texas State Department of Aging(281) 232-2075The Texas State Department of Aging provides services and programs for seniors. The department offers information and assistance with Medicare, Medicaid and long-term care options. The department also provides advice on transportation, The Older Americans Act, day care and companion services.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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