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The 10 Best Home Care Agencies for Seniors in Meridian, ID for 2024

Meridian, Idaho, is a scenic community located at the base of the Boise Mountains just a few miles from the state capital of Boise. Caring’s Senior Living Report ranks Idaho as 19th out of 50 in the best states for quality senior living. This is, in part, due to the state’s top-of-the-line hospitals such as St Luke’s Meridian Medical Center and easy access to excellent illness prevention programs. Meridian boasts a very low crime rate and moderate yearly temperatures, although there is significant snowfall for about five months of the year

Because of its proximity to the capital, the city shares Boise’s average cost for home care at $5,720 a month, as reported in the 2021 Genworth Cost of Care Survey. This is somewhat higher than the national average cost of $4,957. Home care includes nonmedical services only. This means seniors who need light medical services from health care professionals, such as nurses and therapists, should opt for home health care instead.

Below we’ve compiled a comprehensive directory of every home care provider in Meridian– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Meridian, ID

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Paying for Home Care in Meridian, ID

The Cost of Home Care in Meridian, ID

Home care costs in Meridian are comparable to average rates in Idaho and Idaho Falls in the state’s northeastern region, but they are $763 per month higher than the national average. With its proximity to the state capital and easy access to medical services, Meridian is also more expensive than other cities, including Twin Falls to the south, at $4,767, and Pocatello to the east, at $5,339. 

Meridian

$6,292

Idaho

$5,720

The United States

$4,957

Twin Falls

$4,767

Pocatello

$5,339

Idaho Falls

$5,720

The Cost of Home Care vs. Other Senior Care Options in Meridian, ID

Home health care, which involves registered nurses or therapists providing light medical services, is the same price as home care, where caregivers assist with tasks such as shopping, cleaning and meal preparation. Home care costs in the city average about $2,100 more per month than assisted living, but are substantially less than the cost of nursing home care. Seniors needing support might also consider adult day care programs, which are about half the cost of home care. 

Home Care

$5,720

Home Health Care

$5,720

Adult Day Care

$2,167

Assisted Living

$3,586

Nursing Home Care (semiprivate room)

$8,606

Note: Data for Meridian was unavailable, so data for the nearest city, Boise City, was used instead.

Financial Assistance for Home Care in Meridian, ID

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Meridian Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Meridian:

ResourceContactService
Idaho Weatherization Assistance Program(208) 746-3351The Idaho Weatherization Assistance Program is managed by the U.S. Department of Energy. It helps those on a low income insulate their properties, saving money on energy bills and allowing them to live comfortably during the colder months of the year. Idaho residents who are in receipt of Social Security Income are automatically eligible for weatherization assistance. Households that are not in receipt of SSI but meet the income requirements can apply online.
Low Income Home Energy Assistance ProgramAddress: 701 E. 44th Street #1 Boise, ID 83714

Phone Number: (208) 375-7382
LIHEAP is designed to help low-income households cover the cost of their energy bills. The program is managed by local Community Action Partnerships and pays part of the cost of electricity, gas, wood or other fuels during the winter months. Crisis payments are also available for those struggling to meet their bills at other times of the year. The LIHEAP is a means-tested program based on the median income of households of a similar size in the state.
Homeowners Property Tax ExemptionsAddress: 200 W. Front Street, Boise, ID 83702

Phone Number: (208) 287-7080
Homeowners may be eligible for a reduction in their property taxes for their primary home. Those who are struggling to pay their property taxes have the option of applying for a deferral, giving them more time to pay the bill. Additional support is available for veterans with a service-related disability. Seniors can apply for support by contacting the Ada County Property Tax Assessor’s Office.
Metro Meals on WheelsAddress: Metro Meals on Wheels Treasure Valley, 4900 N. Rosepoint Way, Suite B, Boise, ID 83713

Phone Number: (208) 898-7060
Metro Meals on Wheels is a volunteer-operated service delivering meals to seniors across Ada County. It serves more than 1,200 meals per weekday, and 850 meals on weekends to homebound seniors and those who are unable to prepare food for themselves. The service also delivers meals to senior centers in Meridian for older adults who prefer to dine in a communal environment. Seniors wishing to enroll on the service should contact the PSA III Area Agency on Aging for more information.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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