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Nursing Home Communities in Fargo, North Dakota
Our comprehensive listings and authentic reviews in Fargo, ND below include 9 nursing homes with 19 reviews.
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Directory of Nursing Home in Fargo, ND
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The Cost of Nursing Home Care in Nearby Cities
Nursing homes in Fargo charge 41% more than the U.S. median of $7,756. However, rates are fairly typical for the state and surrounding parts of the Northern Plains. Average prices in the state capital, Bismarck, are about $300 less per month, while seniors in Grand Forks pay approximately $420 more per month. Fargo offers a moderately competitive value when compared to St. Cloud, Minnesota, where skilled nursing facilities charge $12,767 per month. Meanwhile, the average of $7,650 paid in Sioux Falls, South Dakota, is $3,292 less expensive and close to the national average.
Fargo
$10,942
North Dakota
$12,167
The United States
$7,756
Bismarck
$10,646
Grand Forks
$11,365
St. Cloud, MN
$12,767
Sioux Falls, SD
$7,650
Nursing Home Costs in Fargo, North Dakota
Nursing homes in Fargo charge $10,942 per month for a semiprivate room and $11,110 per month for a private room, according to Genworth Financial.
Financial Assistance for Nursing Home Care in Fargo, North Dakota
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
With average respective rates of $10,942 and $11,110 for private and semiprivate accommodations, nursing home care in Fargo costs more than twice as much as home care ($5,148) and home health care services ($5,240). Assisted living costs approximately $6,300 less at $4,623 per month, which is close to the U.S. median. Adult day care programs, which provide daytime supports in a group setting, cost just $1,040 per month, but this option isn’t suitable for individuals who require 24-hour care or have advanced medical needs.
Home care
$5,148
Home health care
$5,240
Adult day health care
$1,040
Assisted living
$4,623
Nursing home (semiprivate room)
$10,942
Nursing home (private room)
$11,110
Free Resources for Seniors in Fargo, North Dakota
Government agencies and local nonprofits in Fargo offer a variety of resources to help older adults age well. Seniors who want to learn more about their long-term care options and ways that they can access these services can contact the following organizations for assistance.
| Resource | Contact | Service |
|---|---|---|
| Valley Senior Services | (701) 293-1440 | Since 1971, Valley Senior Services has served residents aged 60 and older in Fargo and surrounding communities. It manages federally funded programs sponsored by the Older Americans Act, including meal deliveries, accessible transportation and senior center programming. These services are designed primarily for individuals who live in the community and want to delay or avoid the need for nursing home placement. |
| Cass County Human Service Zone | (701) 241-5747 | This county agency handles applications for Medicaid waivers and adult services. It provides case management services, and it helps residents access home- and community-based supports, including in-home care, personal attendants and help for family caregivers. It also handles applications for food stamps and utility bill assistance. |
| State Health Insurance Counseling Program | (888) 575-6611 | Operated by the North Dakota Insurance Department, SHIC provides free counseling to help Medicare beneficiaries compare coverage, understand their benefits and manage paperwork and claims. Trained counselors also provide information about copay assistance programs and long-term care benefits that may cover skilled nursing and certain in-home services. |
| Legal Services of North Dakota | (866) 621-9886 | Low-income adults and seniors aged 60 or older can contact North Dakota Legal Services’ Fargo law office for information and assistance. This nonprofit law firm provides self-help resources, hosts outreach events and offers legal representation on issues related to government benefits, health care and essential services. |
| North Dakota Long-Term Care Ombudsman Program | (701) 328-4617 | Sponsored by the Aging Services Division, the Long-Term Care Ombudsman is a free, confidential program that’s available to current and prospective nursing home residents. It’s operated by trained representatives who advocate for seniors, provide information about long-term care services and investigate complaints regarding residents’ quality of life. |
Frequently Asked Questions
Reviews of Communities Nearby
Nursing Homes
Jeff52
5.0
Review of SMP Health - St. Catherine South
SMP Health has three different physical therapies a day walking, cognitive, and speech. When my mom got in there, she couldn't get up much at all and needed help all the time. And now she is able...
Nursing Homes
Reviewer#DT1205
4.0
Review of SMP Health - St. Catherine South
My mom was a resident of SMP Health - St. Catherine South. It needs updates, it was very old. The rooms were just plain, so we had to bring in decorations and do it all ourselves to make it more...
Nursing Homes
Nancy
4.0
Review of Bethany Retirement Living
My mother-in-law has been in a skilled nursing facility at Bethany Retirement Living for four weeks now. Of course, it's not like family and we realize that, but it's been a good experience....
