Assisted Living Communities in Clive, Iowa

Assisted Living costs in Clive start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Clive and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Iowa page.

Clive, IA, is an old coal mining town that today exists as a cozy residential suburb of Des Moines. The seniors who live in its 24 assisted living communities enjoy room and board, as well as help with their activities of daily living (ADLs). Common ADLs include bathing, dressing and meal preparation, as well as help with taking some medications. This help is available 24 hours a day from trained staff, who are trained to provide emergency response to their resident seniors if needed. Assisted living communities in Clive are overseen by the Iowa Department of Inspections and Appeals, which publishes guidelines and conducts inspections to ensure compliance across the state.

• Clive, like most of the west Des Moines area, has generally mild summers and sometimes-cold winters. Daily highs in Clive can reach 86 degrees Fahrenheit in July and August, while December lows drop overnight to 14 degrees. The cold, dry air Clive gets in winter can sometimes be an issue for seniors with COPD and other respiratory conditions. Clive gets around 36 inches of rain a year.
  
  
• By national standards, Clive is not an expensive place to live. Seniors who buy their own groceries pay about 7 percent less than elsewhere in the country, while health care costs, on average, 13 percent less here than it does nationwide.
  
  
• Iowa charges tax on most forms of income. The rate is highly variable, from 0.36 to 8.98 percent, but it mostly affects working-age adults. Seniors who receive SSI or many forms of retirement income may be exempt. A 7 to 8 percent state sales tax, however, can affect many of the items aging citizens buy for themselves.
  
  
• Crime in Clive is far lower than the average rates nationwide. Across most categories that most affect seniors, such as robbery and assault, the streets of Clive rank under half the national average.
  
  
• Transportation can be an issue for seniors in Clive who don't have a car of their own. Des Moines Area Regional Transit (DART) operates a number of bus routes around the area, with steep discounts for seniors over age 60. A valid ID card is required to claim the discount.
  
  
• The Clive area is home to world-class medical facilities, including Mercy Medical Center Des Moines, in the event of medical emergencies or illness.