The 10 Best Home Care Agencies for Seniors in Mountainside, NJ for 2024
The small suburban town of Mountainside, NJ, offers serene and safe countryside living within an hour's drive of New York City and all the urban amenities that city provides. Of Mountainside's nearly 7,000 residents, over 27% are aged 65 years or older. These residents can access several high-performing hospitals in the region, including NYU Langone Health. Closer to home, residents can receive care from Overlook Medical Center in Summit. Those seeking care where they live can receive home care from a local agency for an average of $5,529 per month, or access to home health care services for $5,720. This increased cost comes from the inclusion of skilled medical care in addition to the nonmedical assistance provided by home care aides.
Below we've compiled a comprehensive directory of every home care provider in the Mountainside area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Mountainside, NJ
67 Results
LightSpring Home Care - Englewood Cliffs, NJ (CLOSED)
375 Sylvan Ave, Suite 32, Englewood Cliffs, NJ, 07632
Serene Home Care Agency
752 Bergen St , Newark, NJ, 07108
Vitality Health Care
16 Orange Street , Bloomfield, NJ, 07003
What you can do with Caring
Paying for Home Care in Mountainside, NJ
The Cost of Home Care in Mountainside, NJ
The cost of home care can vary based on location, with the average cost of $5,529 in Mountainside being in line with the state average. However, this is still nearly $600 more than the national norm. Surrounding areas see similar costs as Mountainside, with Atlantic City and Ocean City both sharing the same cost of $5,529. In Trenton, costs decrease somewhat to $5,148, and in Vineland, they drop further to $4,767.Â
Mountainside
$5,529
New Jersey
$5,529
United States
$4,957
Atlantic City
$5,529
Ocean City
$5,529
Trenton
$5,148
Vineland
$4,767
The Cost of Home Care vs. Other Senior Care Options in Mountainside, NJ
The cost of senior care in Mountainside can vary greatly based on the level of care provided. Home care averages $5,529 per month for nonmedical personal care. Home health care provides additional medical support and care for around $200 more per month. Seniors seeking a more budget-friendly option may find the cost of adult day health care more appealing, as it averages $1,950 per month. In contrast, assisted living care may suit those wishing for around-the-clock access to caregivers for an average of $5,750 per month. Nursing home care is the most expensive option, providing around-the-clock skilled medical support to residents for $12,471.
Home Care
$5,529
Home Health Care
$5,720
Adult Day Health Care
$1,950
Assisted Living
$5,750
Nursing Home Facility (semiprivate room)
$12,471
Note: Data for Mountainside was unavailable, so data for the nearest city, New York, NY, was used instead.
Financial Assistance for Home Care in Mountainside, NJ
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.