The 10 Best Home Care Agencies for Seniors in Ianapolis, IN for 2024
Indianapolis, Indiana’s capital city, ranks 107th out of 302 on the Caring.com 2022 Senior Living Report, indicating that it offers a comfortable environment for older adults. Of the report’s five metrics, Indianapolis scores strongest in Affordability for its economically priced housing options and protections for homeowners. It also has more subsidized housing options per capita than the average U.S. city. State utility disconnection policies and state and local policies for mixed-use neighborhoods make it livable for low-income seniors. On average, home care agencies in Indianapolis charge $5,053 per month for care. This is slightly higher than the cost of home health care, which provides home care services along with skilled nursing services.
Below we’ve compiled a comprehensive directory of every home care provider in the Indianapolis area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Home Care Agencies in Ianapolis, IN
89 Results
Clarity Promises Unlimited LLC - Indianapolis, IN
2731 Manlove Ave , Indianapolis, IN, 46220
ABC Community Services, LLC - Indianapolis, IN
9165 Otis Avenue Suite 111, Indianapolis, IN, 46216
All You Need Homecare - Indianapolis, IN
3242 Washington Blvd , Indianapolis, IN, 46205
"Bathing assistance Dressing and grooming assistance Medication reminders Meal prep Light housekeeping Companion services Transportati..."
READ MOREVisiting Angels Living Assistance Services of Indianapolis, IN
3815 River Crossing Pkwy #100, Indianapolis, IN, 46240
Golden Heart Caregivers - Health Services - Indianapolis, IN
7770 Michigan Rd , Indianapolis, IN, 46268
Prime Time Home Care - Indianapolis, IN
1709 N Shadeland Ave , Indianapolis, IN, 46219
Admirable Aide Home Care LLC - Indianapolis, IN
11047 Hunters Boulevard, Indianapolis, IN, 46235
Infinite Loving Hands Homecare - Brownsburg, IN
7230 Arbuckle Commons Suite112, Brownsburg, IN, 46112
Loveyn Personal Homecare
65 Port Robert Dr Apt B, Indianapolis, IN, 46224
MU Home Care Services
4812 W. 34th Street, Indianapolis, IN, 46224
Star Homecare Services
5699 E 71st St Ste 2B, Indianapolis, IN, 46220
Alofa Care Home Care Agency LLC- Indianapolis IN
888 Keystone Crossing , Indianapolis, IN, 46240
Touched by Two Personal Care Services
5455 West 86th Street, Ste 135 , Indianapolis, IN, 46268
Teaspoon of Nurturing Touch Homecare Agency, LLC
2407 Dr Andrew J Brown Ave, Indianapolis, IN, 46205
Home Care for the 21st Century
5455 W 86th St Suite 235 , Indianapolis, IN, 46268
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Paying for Home Care in Indianapolis, IN
The Cost of Home Care in Indianapolis, IN
According to the 2021 Genworth Cost of Care Survey, home care costs $4,957 in the United States and $4,767 in Indiana. In Indianapolis, care costs exceed state and national averages at $5,053, making this one of the state’s most expensive places to obtain care. Bloomington is one of the only cities with high care costs, with fees averaging $5,173. In Kokomo, rates are several hundred dollars lower at $4,576, and in Muncie, care costs are about $700 less than in Indianapolis at $4,385.
Indianapolis
$5,053
Indiana
$4,767
The United States
$4,957
Muncie
$4,385
Kokomo
$4,576
Bloomington
$5,173
The Cost of Home Care vs. Other Senior Care Options in Indianapolis, IN
Seniors in Indianapolis pay $5,053 for home care, and despite including specialized services, home health care is a little cheaper at $4,957. Assisted living is comparatively affordable at $4,478 per month, and seniors seeking the most economical care option may consider adult day health care, which costs $1,625. Nursing home facilities charge $7,057 per month for shared rooms, making this the most expensive care option in Indianapolis.
Home Care
$5,053
Home Health Care
$4,957
Adult Day Health Care
$1,625
Assisted Living Facility
$4,478
Nursing Home Facility (semiprivate room)
$7,057
Financial Assistance for Home Care in Indianapolis, IN
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Indianapolis, IN
Indianapolis seniors have a vast network of government agencies and nonprofit organizations that help them find the support they need to remain at home. The following resources provide options for counseling and referrals for community-based services, as well as direct services to supplement paid home care, which may help older adults avoid assisted living placement.
Resource | Contact | Service |
---|---|---|
Perry Senior Services | (317) 783-9231 | Perry Senior Citizens Services is a nonprofit organization that provides a non-emergency medical transportation program for those aged 60 and over in the Perry Township region of Indianapolis. It also operates a food pantry where older adults can obtain nutrition assistance. |
CICOA Aging and In-Home Solutions | (317) 254-5465 | The local Area Agency on Aging provides care management services for those aged 60 and over, as well as transportation and congregate and home-delivered meal services. The agency also has a home modifications program to help older adults improve their homes' accessibility and safety, along with a caregiver support program. |
Indianapolis Regional Office | (800) 827-1000 | Indianapolis is home to one of the VA’s regional offices. At this location, veterans can get personalized assistance with applying for Aid and Attendance and determining eligibility for the veterans' home care program. They can also apply for state and federal benefits, including tax exemptions, financial assistance and medical care. |
Jewish Family Services (JFS) Senior Services | (317) 726-5450 | The Jewish Federation of Greater Indianapolis provides a range of services to seniors from all walks of life. Through this agency, you can access monthly or bimonthly in-home care, transportation services and a medical equipment lending library. It also provides reduced rates on Personal Emergency Response Systems. |
Meals on Wheels | (317) 252-5558 | Meals on Wheels provides medically tailored meals to housebound seniors in Indianapolis. This nonprofit, privately funded organization operates four programs, including the traditional home-delivered meal program, Ryan’s Meals for Life, EMBRACE for low-income individuals and the Medicaid meal delivery program. Hot and cold meal options are available across all programs. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.