Will my wife get my va when I am dead?

1 answer | Last updated: Sep 14, 2017
A fellow caregiver asked...

I am 100% disable

Expert Answers

Barbara Steinberg is the CEO and founder of BLS Eldercare Financial Solutions, which specializes in helping families pay for long-term care for their loved ones. A registered financial gerontologist, she speaks regularly on the topic of paying for long-term care and is a financial expert for Caring.com.

The benefit that applies to your wife after you pass away is called Dependency and Indemnity Compensation (DIC). Since you are 100% disabled. there are two sets of conditions that will determine her eligibility. The first is that your death is a result of: 1. A disease or injury incurred or aggravated in the line of duty or while on active duty; or 2. An injury, heart attack, cardiac arrest or stroke incurred or aggravated in the line of duty; or 3. A service -connecte disability or a condition directly related to a service-connected disability.

If your death is not service-connected, the second set of conditions applies if you are: 1. Continuously rated totally disabled for a period of 10 years immediately preceding death; or 2. Continuously rated totally disabled from the date of discharge and for at least 5 years immediately preceding death; or 3. A former POW who died after Sept. 30, 1999 and who was continuously rated totally disabled for a period of at least one year immediately preceding death.

As long as you have been married to your wife for over a year, she is eligible for the benefit. The basic payment rate for DIC is $1,195/month. It is possible for your wife to receive an additional amount if she is housebound ($139/month) or needs assistance from someone else to help with activities of daily living ($296/month).