What to Consider About Memory Care in Fort Walton Beach

Fort Walton Beach has a senior population of 4,160, some of whom have been diagnosed with Alzheimer’s disease or dementia. For those in the area who can no longer take care of themselves, there are six memory care facilities located near Fort Walton Beach. These facilities are referred to as assisted living facilities that operate under a limited mental health license. 

Those who retire in Fort Walton Beach and the state of Tennessee can take advantage of the lack of a standard income tax. All forms of retirement income are untaxed at the state level. This leaves more money in the pockets of those who must pay for memory care.

  • The city of Fort Walton Beach is home to world-class medical facilities, including those specializing in brain health and dementia care such as the Fort Walton Beach Medical Center, in the event of medical emergencies or illness.
  • Fort Walton Beach has a cost of living of 99.4, which is lower than the national average of 100. This rate is also lower than the state average of 111. Seniors here can hold onto more of their money after paying for necessities.
  • Like most cities in Florida, Fort Walton Beach experiences long and hot summers with average temperatures around 89 degrees. Winters are short and mild with average January lows around 41. The city rarely gets any snow but does get around 67 inches of rain per year, which is higher than the national average of 39. Seniors who cannot tolerate the cold of the northern states may find Fort Walton Beach, Florida to be acceptable.
  • The overall rate of crime in Fort Walton Beach is 12 percent higher than the national average. Seniors have a one in 33 chance of becoming a victim of any type of crime. Those who live in the area may feel relatively safe in comparison to other beach communities like Panama City, Florida, which has a crime rate than 194 percent higher than the national average. 


Paying for Memory Care in Fort Walton Beach

Average Monthly Costs

Cities in Florida

$4,723.00 US
$4,578.00 Mobile
$4,474.00 Daphne
$4,265.00 Fort Walton Beach
$4,000.00 Enterprise
$3,707.00 Pensacola
$2,861.00 Gulf Breeze

Memory Care costs in Fort Walton Beach start around $4,265 per month on average, while the nationwide average cost of memory care is $4,723 per month.

It’s important to note that memory care rates in Fort Walton Beach and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Financial Assistance for Memory Care in Fort Walton Beach

Learn more about these programs, plus who’s eligible, on our Memory Care in Florida page.

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Florida page.


Free Memory Care Resources in Fort Walton Beach

Fort Walton Beach and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

Memory Care Facilities in Fort Walton Beach

Directory of Winners in Fort Walton Beach Area


Memory Care Laws and Regulations in Fort Walton Beach

Fort Walton Beach-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Florida are required to follow. Visit our Memory Care in Florida page for more information about these laws.