Assisted Living Communities in Charles City, Iowa

Assisted Living costs in Charles City start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Charles City and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Iowa page.

Charles City is a historic location in Floyd County, Iowa, and was home to the manufacturing plant that produced the country’s first production-model tractor. Seniors can experience the community's cultural charm and then head home to one of two assisted living facilities within the city or among nine others in nearby Waverly, Mason City and Cedar Falls. Officially named as Assisted Living Programs, these facilities are certified by Iowa's Health Facilities Division under the Department of Inspections and Appeals.

• Seniors in Iowa enjoy a moderately friendly state tax policy on retirement income. Social Security income is exempted from taxes, while withdrawals from retirement accounts and public and private pension income are partially taxed. This translates into reasonable savings for senior residents in Charles City.
• The comfort index for Charles City is listed at 28 out of 100, which is below the U.S. average of 54. Winter months have an annual low average temperature of nine degrees, which may be uncomfortable for seniors with a low tolerance for cold weather. Snowfall averages 36 inches per year, higher than the national average of 26.
• The Charles City area is home to world-class medical facilities, including the Floyd County Medical Center in the event of medical emergencies or illness.
• Charles City is a relatively peaceful neighborhood. Compared to the U.S. property crime index of 38.1 and the state’s 28.7, the city registers a lower property crime index of 27 out of 100. The violent crime index is listed at 16.7, which is several notches below the national index of 31.1 and Iowa’s 25.2.
• Although the city’s overall cost of living average at 82 indicates a more favorable index than the national average of 100 and the state’s 90, grocery and health indices show much higher values. Groceries are listed at 101.7, while health is at 124. This means higher costs for seniors’ daily supplies and healthcare maintenance.
• In partnership with the North Iowa Area Council of Governments and the Circle K Electronics, the city operates the Charles City Public Transit which provides transport services within the city limits and to selected locations just outside the city limits. Tickets are offered at discounted prices for senior patrons.