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Assisted Living Communities in Richmond, Indiana

Our comprehensive listings and authentic reviews in Richmond, IN below include 5 Assisted Living facilities with 51 reviews. On average in Richmond, residents and their loved ones rate Assisted Living options 4.0 out of 5 stars.

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Directory of Assisted Living in Richmond, IN

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The Cost of Assisted Living in Richmond, IN and Nearby Cities

The Dayton metro has relatively pricey assisted living rates, with Richmond seniors paying $5,245 per month for this level of care. In Muncie, which is located about 40 miles north of Richmond, care costs are closer to the state median at $4,645, and in Indiana’s capital city of Indianapolis, rates are a little lower at $4,573. Those seeking affordable care may consider Bloomington, where care costs are well below the national median at $2,840.  

Richmond

$5,245

Indiana

$4,382

The United States

$4,300

Muncie

$4,645

Indianapolis

$4,573

Bloomington

$2,840

Paying for Assisted Living in Richmond

Compared to the rest of Indiana and the nation as a whole, Richmond is a fairly expensive option for assisted living. Local residential care facilities charge $5,245 per month on average, which is nearly $1,000 more than the state median of $4,382 and the national monthly rate of $4,300. 

Financial Assistance for Assisted Living in Richmond

Indiana’s Regional Care Assistance Program (RCAP) helps seniors pay for the monthly cost of assisted living. The state also offers a Medicaid Waiver program, but it only covers costs for seniors residing in an RCF.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

The Cost of Other Types of Senior Living in Richmond, IN

Seniors in Richmond have several care options available to them, depending on their level of needs and living preferences. Homemaker services, which feature a similar scope of care to assisted living but are administered in the individual’s home, cost an average of $4,763 per month. Home health aide services include some skilled nursing services and are roughly the same at $4,767. The survey doesn’t include cost data for local adult day health care facilities, but statewide, this is the cheapest care option at $1,733 per month. Assisted living is the cheapest residential option at $5,245, and nursing homes charge the highest rates of $8,699 for shared rooms and $9,825 for private rooms.  

Homemaker Services

$4,763

Home Health Aide

$4,767

Assisted Living Facility

$5,245

Nursing Home Facility (semiprivate room)

$8,699

Nursing Home Facility (private room)

$9,825

Note: Care cost data for Richmond was not available, so data for the closest city, Dayton Area, Ohio, was used instead. 

Free Assisted Living Resources in Richmond

The Richmond area is home to numerous nonprofit programs and agencies that support older adults and help them navigate the process of choosing the best care for their needs and budget. The following table features resources that provide information and access to community-based programs, social and recreational activities and options counseling.  

ResourceContactService
Lifestream Services, Inc.(765) 759-1121Lifestream Services is the Area Agency on Aging for Richmond and the surrounding area. Through this nonprofit agency, older adults obtain services such as nutrition counseling, transportation, friendly phone calls and virtual fitness programs to complement or supplement assisted living services. The agency organizes five annual events, including the Aging Well Conference, Lifestream Golf Outing, Fall Festival, JOY Games and the Healthy Aging Expo. It also has information and referral specialists that connect seniors with services in the community.
Senior Community Center(765) 983-7300Richmond’s Senior Community Center is open to those aged 50 and over. At this center, members participate in daily activities such as age-friendly fitness programs, crafts, chair volleyball, ceramics and arts and crafts classes. The center is open on weekdays from 7:30 a.m. to 4 p.m.
Wayne County Veterans Office(765) 973-9207The county’s Veterans Office connects veterans in the region with community-based services such as health and wellness screenings, transportation and financial planning. The office can also help veterans apply for benefits that may help cover assisted living, including pension programs and Aid and Attendance.
Indiana Legal Services, Inc.(317) 631-9410Indiana Legal Services is a statewide nonprofit organization that provides free legal assistance to older adults. Through the Indianapolis office, Richmond seniors get help with understanding assisted living contracts and resolving issues such as billing errors or problems with intake and discharge procedures.
Retired and Senior Volunteer Program(765) 983-7309RSVP is a volunteer program for those aged 55 and over. Through this program, seniors get one-on-one help finding volunteer opportunities that fit their interests and levels of ability.

What to Consider About Assisted Living in Richmond

In Richmond, assisted living facilities are officially licensed as residential care facilities by the Indiana Department of Health. This department has a range of guidelines in place to ensure qualified caregivers, comfortable accommodations and a high standard of care for residents. 

Benefits and Drawbacks of Assisted Living in Richmond

  • Seniors in Richmond pay state income taxes on pension income and withdrawals from investments and retirement accounts. However, Social Security benefits aren’t taxed at the state level, which may make Indiana a financially viable option for those who rely primarily on this form of income.  
  • Richmond is a very affordable place to live, with a cost of living over 30% lower than the national average, which may help older adults’ retirement income stretch further. Transportation costs such as gasoline, auto insurance and public transportation are about 40% below the national average, and housing costs are about 65% below average. Seniors may also save money on miscellaneous expenses such as restaurant meals and entertainment. 
  • Crime is a little more common in Richmond than in similarly sized cities in Indiana. On a 100-point index, the city’s violent crime rate is about seven points higher than the national score at 30.2, and the property crime scores 66.7 compared to the national median of 35.4. This may make a secured assisted living facility a safe option for older adults.  
  • On a 10-point comfort index, Richmond’s weather rates are slightly more comfortable than the typical U.S. city with a score of 7.1 compared to the national average of 7. July is humid and warm with temperatures around 84, but humidity is generally low for the rest of the year. January is the snowiest month with about six inches of annual snowfall, and temperatures are chilly with lows in the teens. 
  • Health care is relatively affordable in Richmond, making the city a good option for those managing chronic conditions. Health-related costs such as doctor’s office visits and hospital stays are about 12% below the national median. There are about 221 physicians per 100,000 people, which is slightly higher than the national rate of 210 and may make it easy to schedule appointments. Reid Health is located in the city and provides emergency and urgent care along with primary and specialty care services. 

Assisted Living Laws and Regulations in Richmond

Richmond-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our 

Reviews of Communities Nearby

Assisted Living

Tom

I visited this facility

Review of Arbor Trace

Arbor Trace was a nice place. I liked it. I liked the new movie room. They had cable TV. The rooms were very nice. The dining area was nice. The staff during the tour was very good.

Provider response

Thank you for taking the time to tour our community! Please let us know if there is anything else we can do for you.

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Assisted Living

Tom

I visited this facility

Review of Brookdale Richmond

Brookdale Richmond was great. I needed someone to push my wheelchair around, and that was no problem. They took care of me and we went all over the place, saw everything, and talked to numerous...

Read more

Assisted Living

Reviewer#AT1118b

I am a friend or relative of a current/past resident

Review of Arbor Trace

Arbor Trace had an assisted living side that felt like assisted living. Their hospital side and their assisted living side are separated and on opposite ends of the building. Their apartments were...

Provider response

Thank you for taking the time to leave a review!

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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