Assisted Living Communities in New Smyrna Beach, Florida

New Smyrna Beach’s care fees are consistent with the state’s costs and hundreds of dollars below the national average of $4,500. Local care costs are over $1,200 lower than care costs in The Villages, where residents pay $5,208 for care. In Palm Bay, rates are nearly $500 more than in New Smyrna Beach at $4,461, and rates in Orlando are closer to the local average at $4,000. Seniors may save about $100 per month by obtaining assisted living in Ocala, where rates come in at $3,850.

In New Smyrna Beach, assisted living facilities charge a competitive monthly rate of $3,975 for care.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Assisted living facilities in New Smyrna Beach charge $3,975 per month for care. Adult day health care, which doesn’t include housing, is the only cheaper local option at $1,625 monthly. In-home care and home health care cost about $600 more than assisted living at $4,576, and nursing home care is the costliest option at $8,213.

The Agency for Health Care Administration licenses and monitors assisted living facilities in New Smyrna Beach. Through this agency, individuals can get comprehensive information on the rules facilities follow and file complaints against an assisted living facility.

• The cost of living in New Smyrna Beach rates about seven points higher than the national average and four points more than the state average on a 100-point index, indicating that living costs are slightly high here. Even so, transportation and miscellaneous expenses, such as restaurant meals and clothing, are somewhat lower here than in other cities. Seniors can also avoid high housing costs by opting for assisted living.
• Historically, crime has been more prevalent in New Smyrna Beach than in other Florida and U.S. cities. However, FBI data shows that violent and property crime frequency has decreased significantly over the past decade. In 2019, violent crime occurred at a rate of 242 per 100,000 people and property crime at a rate of 2,026. By comparison, respective national rates were 379 and 2,110. This may provide peace of mind to those moving to the region for senior care.
• New Smyrna Beach has a warm climate with year-round temperatures ranging from 48 to 90 degrees, appealing to seniors who enjoy outdoor activities. The city gets about 230 days of sunshine annually compared to the national average of 205, and it rains 119 days out of the year for a total rainfall of about 50 inches.
• Health care is generally affordable in New Smyrna Beach, with costs for expenses, such as hospital stays and dental services, coming in about 5% below national norms. There are only 175 doctors per capita, about 17% lower than the U.S. average, but AdventHealth New Smyrna Beach is located within the city proper to give assisted living residents easy access to medical care.
• Florida doesn’t have a state income tax, meaning older adults may be able to put a higher portion of their monthly income and retirement savings toward living and long-term care expenses.  
• NSB Flex provides paratransit curb-to-curb transportation and some scheduled stops within the New Smyrna Beach region, which can help supplement transportation services available through assisted living. To arrange services, seniors must schedule their pick-up at least 5 minutes before their desired time.