Does Cigna Cover Hearing Aids?
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Whether or not Cigna covers hearing aids depends on the specific insurance plan an enrollee chooses. Hearing aids can greatly improve the quality of life for individuals with hearing loss, but without the right coverage, they can be expensive. Additionally, an individual’s hearing care needs may change over time, resulting in recurring expenses such as exams or new hearing devices. Therefore, each person’s choice of coverage should take these expenses into account.
Do Cigna Medicare Plans Cover Hearing Aids?
Some of Cigna’s offerings make hearing aids and related care much more affordable, while others do not. For instance, certain Medicare Advantage plans from Cigna contain hearing-aid-related benefits. Such benefits are delivered via Hearing Care Solutions, which is Cigna’s partner.
For Cigna Medicare members, HCS lists no-cost fittings, four-year battery supplies and warranties as perks. Unless a co-pay applies, exams are free, and consumers can choose from a variety of hearing aid options. Prices for each specific device vary based on technology, but some plans include an allowance that makes hearing aids more affordable.
Cigna Hearing Aid Coverage Options
Outside of Medicare-related plans, customers can enroll in other policies that provide some hearing aid coverage. Cigna’s coverage options vary from state to state and even from county to county. Policy details are also subject to change from year to year. Before purchasing a plan, it’s important to research the plan’s offerings and consult with the insurance company about what it covers.
How Much Do Hearing Aids Cost With Cigna?
The features, manufacturer and style of a hearing aid largely determine its price, but performance and comfort are important factors as well, so users shouldn’t solely prioritize finding the cheapest option. When choosing a hearing aid, these are good considerations to keep in mind:
- Hearing aids come in different styles, with the most common being behind-the-ear, receiver-in-canal and completely-in-canal. A customized hearing device may be the best option if the standard options prove to be tricky fits.
- Though some users opt for analog hearing aids, audiologists typically recommend digital hearing aids.
- Connectivity features can make hearing aids even more useful. For instance, Bluetooth-enabled hearing aids are able to stream audio from smartphones and other devices.
How Do I Tell if Hearing Aids Are Medically Necessary?
Hearing aids aren’t necessary for everyone, but some signs indicate a person should consult with a doctor about potential hearing loss. These signs include:
- Trouble hearing what others are saying and distinguishing specific words from other noises
- Difficulty distinguishing among sounds
- Needing people to speak more loudly or repeat themselves
Sometimes hearing loss is caused suddenly by a specific event, such as an explosion, but less extreme loud noises can also wear down hearing over time. Aging may play a role, too, as can certain diseases.
Though it can disrupt an individual’s life, gradual hearing loss may be tough to notice at first. Anyone who suspects hearing loss should see a doctor for further advice.
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