Nursing Home Communities in Louisville, Kentucky
Our comprehensive listings and authentic reviews in Louisville, KY below include 69 nursing homes with 325 reviews.
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Directory of Nursing Home in Louisville, KY
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The Cost of Nursing Home Care in Nearby Cities
According to the Genworth Cost of Care Survey 2020, the average cost of nursing home care in Louisville is $7,148. This is similar to the Kentucky state average of $7,330. Nursing home care in Louisville costs $608 per month less than the national average of $7,756. The nearby city of Lexington has a similar monthly average of $7,178, while other cities such as Bowling Green, Owensboro and Cincinnati in the neighboring state of Ohio, have a higher monthly cost.
Louisville
$7,148
Kentucky
$7,330
The United States
$7,756
Bowling Green
$8,273
Owensboro
$7,787
Cincinnati
$8,152
Lexington
$8,152
Nursing Home Costs in Louisville, KY
The average monthly cost of nursing home care in Louisville is $7,148 for a semiprivate room and $8,334 for a private room.
Financial Assistance for Nursing Home Care in Louisville, KY
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
Nursing home care in Louisville costs an average of $7,148 for a semi-private room per month and $8,334 for a private room per month. The cheapest option for senior care in Louisville is adult day health care at an average of $1,603 per month. The average cost for homemaker services is $4,195 per month and home health aide services cost an average of $4,385 per month. Assisted living communities have an average monthly charge of $4,557 in Louisville.
Nursing Home Care Semi-Private Room
$7,148
Nursing Home Care Private Room
$8,334
Homemaker Services
$4,195
Home Health Aides Services
$4,385
Adult Day Health Care
$1,603
Assisted Living
$4,557
Free Resources for Seniors in Louisville, KY
The city of Louisville has a number of free resources for seniors in the community. These resources may help seniors with nursing home costs or assist them to age in place for a longer period of time.
Resource | Contact | Service |
---|---|---|
ElderServe | (502) 587-8673 | ElderServe is a nonprofit organization that has helped seniors age independently in their own homes since 1962. The program offers an adult day health care center that provides some much-needed respite for caregivers. A donation is requested for this service, but no senior is turned away if they can’t afford the donation. Additional services include senior companions to assist with running errands and meal prep, care management and matching seniors with volunteers who have similar interests for friendship. |
Kentucky Health | Online contact only | KY Health, which is the Kentucky version of Medicaid, is a state and federally-funded program. Seniors over the age of 60 who require full-time medical care in a nursing care home may be eligible for free payment assistance. Seniors are required to contribute all their available income to the nursing home payment, and Medicaid picks up the rest of the payment. Seniors are allowed to keep a small amount of money to purchase necessities. |
Senior Nutrition Program | (502) 574-6375 | The Senior Nutrition Program is partially funded by the state, and the rest of the funding comes from donations. Volunteers deliver one hot meal each day to homebound seniors over the age of 60 who are unable to cook for themselves. The volunteers check on the seniors and make sure that they are healthy and don’t currently require additional assistance. There is no charge for this service but donations are greatly appreciated. Priority is given to those with the greatest social, physical and economic need for the service. |
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Reviews of Communities Nearby
Nursing Homes
gizmo
5.0
Review of Highlands Nursing & Rehabilitation Center
I have a brother in this facility and i have never been so satisfied with the care he is recieving ! For the first time in over a year, I have not once been worried about him. he is getting the...
Nursing Homes
hughasscok
4.0
Review of Highlands Nursing & Rehabilitation Center
My Uncle is a resident here and I visit him frequently. He came here for rehab but when COVID hit he was long term care. The rooms were recently remodeled the nursing and CNAs are caring and...
Nursing Homes
receptionist
2.0
Review of Louisville East Post Acute
The room was infested with water bugs and I had to bring my own bug traps and dirty. The staff always said they would help and be right back, but never came back to help me it would be hours...