Original Medicare does not cover the cost of stairlifts. In some circumstances, Medicare Advantage will cover the cost of a stairlift if it can be demonstrated that having a lift is necessary to maintain the senior’s health and well-being. 

Original Medicare Does Not Cover Home Modifications

Stairlifts are not covered under Original Medicare because they’re classed as home modifications rather than durable medical equipment. Patient lifts, which help someone move from a chair to a bed, are covered by Medicare, but stairlifts don’t meet the criteria set by Medicare for durable medical equipment.

Medicare Advantage Offers Supplemental Benefits

Medicare Advantage covers the same services as Original Medicare and offers additional benefits plus more flexibility. Seniors are not guaranteed to have a request for a stairlift granted under Medicare Advantage. However, some plans may cover it if it can be shown that having the lift would help the patient’s ability to carry out day-to-day functions or improve their quality of life.

Other Options for Help With the Cost of Stairlifts

Seniors who are on a low income may qualify for help with the cost of a stairlift through Medicaid. The eligibility criteria for Medicaid vary from state to state, and each state can set different rules for what Medicaid will cover. Seniors who qualify for a Medicaid Home and Community Based Services Waiver may be eligible to receive help with the cost of a stairlift if they are assessed as needing one in order to live safely in their own homes.

Veterans may qualify for help with the cost of a stairlift if they need one because of an injury they sustained while on duty. Veterans who require a stairlift because of an injury or disability they developed after discharge may still qualify for help through Aid and Attendance benefits. A Veterans Services Officer would be able to provide personalized advice about the benefits and support available to seniors.