.png&w=256&q=75){kind=small}
Does Indiana Pay for Home Health Care?
Date Updated: July 26, 2024
Written by:
Rachel Lustbader is a writer and editor with a background in healthcare and technology. Her work has been published on websites including HealthCare.com, BiteSizeBio.com, BetterHelp.com, Caring.com, and PayingforSeniorCare.com. She studied health science and public health at Boston University.
Both of Rachel’s grandmothers had very positive experiences in senior living communities, and Rachel saw firsthand the impact that kind, committed caregivers and community managers can have on seniors’ and their family members’ lives. With her work at Caring, Rachel hopes to help other families find communities, caregivers, and at-home products that benefit elderly loved ones and make life less stressful for family caregivers
Indiana’s Medicaid program pays for home health care services for enrollees who would otherwise require care in a residential setting. It operates a range of waivers covering home and community-based services for different cohorts designed to meet the health, social and care needs of the enrollees they serve.
Waivers and covered home health services
Indiana’s Medicaid HCBS waivers cover a broad range of services designed to help older and disabled people live safely and independently in their own homes. Therefore, benefits vary between programs to best reflect the needs of the target cohort. Some waivers cover services designed to support acts of daily living, such as meal preparation and homemaker services. Others may cover medical equipment, rehabilitative services and any medical supplies required to deliver your care. The state may also pay for home or vehicle modifications to improve accessibility for people with disabilities.
Medicaid waivers covering home health care in Indiana include:
- Aged and Disabled Waiver
- Traumatic Brain Injury Waiver
- Community Integration and Habilitation Waiver
- Family Supports Waiver
Eligibility
You must be Medicaid-eligible to apply for one of Indiana’s HCBS waivers. However, you may need to satisfy additional criteria to qualify for coverage. The state may consider factors such as age, diagnosis and care needs to determine whether you are eligible for a specific waiver.
For example, the A&D waiver serves older adults and people with qualifying disabilities of any age. Adult applicants’ incomes must not exceed 300% of the maximum SSI, and you must be assessed as requiring the level of care typically delivered in a nursing facility. Meanwhile, you can only qualify for the TBI waiver if you’ve experienced a traumatic brain injury.