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The 10 Best Home Care Agencies for Seniors in Fort Myers, FL for 2024

Due to its balmy climate and area attractions, Fort Myers, Florida, attracts senior citizens ready to relish their golden years soaking up Gulf Coast sunsets. Fort Myers cares for its elderly residents by maintaining several top-ranked hospitals. The Lee Memorial Hospital, located less than a mile from the city center, is known for exceptional patient care and safety; the Gulf Coast Medical Center ranks highest in critical care and neuroscience.

The 2021 Genworth Cost of Care Survey reveals that residents of the Cape Coral area, which includes Fort Myers due to its proximity, pay a monthly average of $5,196 for home care services, which includes help with daily living tasks. For additional light medical services, there’s home health care.

Below we’ve compiled a comprehensive directory of every home care provider in Fort Myers– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Fort Myers, FL

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Paying for Home Care in Fort Myers, FL

The Cost of Home Care in Fort Myers, FL

Fort Myers’ average monthly home care cost exceeds Florida’s statewide average by $429. It also surpasses the national average by a slightly less $239. Surrounding cities vary in monthly home care costs. Naples, situated north of Fort Myers in the central part of the state, is the most expensive region for care. Farther south, Miami residents pay one of the lower rates in the state. Fort Myers’ neighbor on the Gulf Coast, Punta Gorda, shares the state median price.

Fort Myers

$5,196

Florida

$4,767

The United States

$4,957

Punta Gorda

$4,767

Naples

$5,720

Miami

$4,195

The Cost of Home Care vs. Other Senior Care Options in Fort Myers, FL

Home care and home health care in Fort Myers cost the same regardless of their differences. Home health care involves more medical attention, such as medication distribution and occupational therapy. Adult day care is significantly cheaper than home care, however, it requires a commute to activities. Nursing home care with a semiprivate room is significantly more costly than other services listed.

Home Care

$5,196

Home Health Care

$5,196

Adult Day Care

$1,603

Assisted Living

$4,334

Nursing Home Care (semiprivate room)

$9,186

Note: Data for Fort Myers was unavailable, so data for the nearest city, Cape Coral, was used instead.

Financial Assistance for Home Care in Fort Myers, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Fort Myers Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Fort Myers:

ResourceContactAddressService
Meals on Wheels(239) 332-76873429 Dr. Martin Luther King Boulevard, Fort Myers, FL 33916The Community Cooperative is a nonprofit organization that runs the Meals on Wheels program in Fort Myers. Volunteers distribute one meal a day to eligible seniors in the Fort Myers area from Monday to Friday. Frozen meals can be purchased for the weekend. There is a small fee charged for each meal but financial aid is available for those that cannot afford the payment. Additionally, the program provides food and care products for the pets who belong to homebound seniors. The aim of the program is to provide one nutritionally balanced meal to seniors each day so that they continue to safely live in their own homes for as long as possible. 
Emergency Home Energy Assistance Program(239) 652-69002830 Winkler Avenue, Suite 112, Fort Myers, FL 33916This is a federal and state-funded program that aims to assist low-income households who are facing an energy crisis. One resident of the home must be over the age of 60 in order to receive assistance. An energy crisis occurs if the residents are facing a utilities shut-off notice or a delinquent bill. Households are eligible for energy assistance twice a year: once in the cooler months and once in the summer.
Respite Care(850) 414-20004040 Esplanade Way, Tallahassee, FL 32399This is a state-funded volunteer program that provides respite services for families and caregivers. The aim of the program is to increase the ability of families to care for homebound elderly family members on a long-term basis. Respite services are available in the evenings and over weekends to help ease the burden of care. All of the caregivers are volunteers who are carefully screened and matched with clients who have similar personalities and interests. There is no charge for the relief service, but donations to the program are gratefully accepted. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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