For many seniors, assisted living offers the perfect blend of independence and affordability. These communities have staff members who are available 24 hours per day to make sure that residents have access to nutritious foods, enriching social activities and high-quality care. Although assisted living has many benefits, family caregivers often have trouble finding the right community for their loved ones. This is especially true for the families of Hawaiian and Pacific Islander seniors.

This struggle can be especially problematic considering that native Hawaiians and Pacific Islanders have higher rates of obesity, alcohol consumption and tobacco use when compared with other ethnic groups, necessitating specialized medical care. 

Additionally, cultural respect plays a significant role in the lives of Hawaiian and Pacific Islander seniors. They may prefer staff members to call them “Uncle” or “Aunty” instead of using their first names, a consideration not all communities may be familiar with. For Native Hawaiians, it’s important to find a community where they can live according to deeply influenced traditional Hawaiian values, such as aloha (love/compassion), malama (caring), ohana (family), laulima (cooperation/helping) and lokahi (balance). 

Unfortunately, not all assisted living communities can satisfy these needs, making it even more difficult to find the right community for a Native Hawaiian or Pacific Islander loved one. This guide helps to ease that burden. It introduces some of the challenges that you can expect as a family caregiver for a Native Hawaiian or Pacific Islander who’s transitioning to assisted living. Also, it includes tips for managing cultural guilt, advice on finding the right community and a list of resources to help you navigate the process.

The Hawaiian and Pacific Islander Perspective on Caring for Seniors

Native Hawaiians value their connections with family members near and far. In fact, family is one of the culture’s core values. Parents, siblings, aunts, uncles, children and other family members enjoy spending time together and sharing time-honored traditions. Kinship is also important for many Pacific Islanders; aunts, uncles and cousins play an important role in the extended family.

These characteristics separate Native Hawaiian and Pacific Islander culture from the traditional culture of the mainland United States, which typically emphasizes rugged individualism. Many Native Hawaiians and Pacific Islanders also see the world through the lens of Indigenous stories, influencing how they interact with others. Below are just a few ways these differences in culture affect decisions related to senior care.

Family and Health Management

Social connections play an important role in helping Native Hawaiians and Pacific Islanders manage their health. In fact, researchers at the University of Hawai’i discovered that many older patients rely on family members to remind them to take their medications or perform other health-related tasks. As a result, it’s important for seniors to maintain these connections no matter where they’re living.

The Importance of Multigenerational Homes

Family is so important to health management because Native Hawaiians and Pacific Islanders are more likely than other cultural groups to live in multigenerational homes. This means that it’s common for a married couple to live with their adult children and at least one set of their elderly parents. Everyone pitches in to cook meals, take care of the house and handle other responsibilities. Therefore, the idea of moving a loved one to an assisted living community may go against a Native Hawaiian’s or Pacific Islander’s cultural beliefs.

Family Members and Health-Related Decisions

Native Hawaiians and Pacific Islanders also prefer to make important decisions within the family unit rather than consulting outside experts. For example, many seniors are hesitant to meet with an attorney to discuss end-of-life planning. As a result, family members may hesitate to trust assisted living communities when it comes to managing their loved one’s health.

The bottom line is that Native Hawaiian and Pacific Islander families often prefer to care for their older loved ones at home. This creates a few challenges when they realize that living at home is no longer the safest option for an elder.

Challenges Hawaiian and Pacific Islander Seniors Face When Seeking Senior Living

Even if a family acknowledges that their loved one needs more care than they can provide at home, it’s not always easy to find an assisted living community. Language barriers, cultural differences, socioeconomic conditions and other characteristics may limit available options. These challenges make it more difficult to find a place where a Native Hawaiian or Pacific Islander senior feels comfortable:

Language Barriers

In 2019, more than 25% of Asian American and Native Hawaiian/Pacific Islander adults had limited English proficiency. Language barriers make it more difficult to gather information about assisted living communities and determine which one is the best fit.

Poor Socioeconomic Conditions

Native Hawaiians and Pacific Islanders have some of the poorest socioeconomic conditions of any cultural group. As a result, they may not carry health insurance. Even if they do have insurance, they can’t always afford copays, deductibles and other out-of-pocket costs. Poor socioeconomic conditions also increase the risk of homelessness and make it difficult to find transportation to medical appointments. Having a lower income may also lead to poor rates of compliance with treatment recommendations.

Preferences for Natural Healing Methods

Many Native Hawaiians and Pacific Islanders prefer to use natural remedies to treat illnesses and injuries. In some cases, they combine natural remedies with prescription medications and other Western medical treatments. Some elders are hesitant to move to senior living communities because they don’t want Western doctors to look down on them for using natural remedies or visiting traditional healers.

One-Size-Fits-All Approaches to Care

The Native Islander and Pacific Islander designation includes more than 50 ethnicities and 100 languages. Just because someone belongs to this large group, it doesn’t mean that they have the same needs and preferences as everyone else. Many hospitals and senior living communities struggle to tailor their treatment programs and social activities to each person’s unique needs.

Discrimination

Native Hawaiians and Pacific Islanders make up just 0.4% of the U.S. population according to recent data. As members of a minority group, they face may discrimination in a variety of settings, including courts, hospitals, banks and workplaces. Due to this history of discrimination, an older adult may be hesitant to move to a senior living community with residents who have differing ethnic and racial backgrounds.

How to Manage the Cultural Guilt of Moving a Loved One to Assisted Living

How to Manage the Cultural Guilt of Moving a Loved One to Assisted Living

Because caring for family is such an important value in Native Hawaiian and Pacific Islander cultures, some people experience a sense of shame or guilt when they have to move their elderly loved ones into assisted living. They may feel that community members look down on them for not following through on their obligations or that they’re tossing their loved ones aside. Here’s what you can do to overcome any guilt you feel about helping your loved one get the best possible care:

  • Ask for help: Instead of trying to carry the burden on your own, talk to a friend or family member. Once you let them know how you’re feeling, give them a chance to comfort you and encourage you.
  • Assess the situation: If you feel guilty about your decision, observe your loved one at home. Make note of all the struggles that crop up during a typical day, such as difficulty getting out of bed or preparing a nutritious meal. Remind yourself that moving to assisted living is the best way for your loved one to stay safe.
  • Give yourself grace: Guilt, just like other emotions, is normal. When you truly love someone and want what’s best for them, it’s natural to feel guilty about not being able to provide everything they need. Just remember that you’re doing the right thing for your loved one’s health, safety and social well-being.
  • Include your loved one: To lessen your feelings of guilt, include your loved one in every step of the decision-making process. Asking for their input makes it easier to feel like you’re helping them rather than taking away their independence.
  • Compare alternative scenarios: If you’re having trouble letting go of your guilt, think about what could happen if you decided to let your loved one stay in their home or asked them to move in with you. Is there a chance that they could fall and break a hip, slip in the shower or encounter some other type of hazard? If so, moving them to assisted living is likely the right decision.
  • Spend plenty of time together: It’s easier to let go if you know that you’ll see your loved one as often as possible. Before they move, spend time going through photos or sharing some of your favorite memories. Once they’re settled in an assisted living community, visit them regularly.

What to Look for in an Assisted Living Community for Hawaiian and Pacific Islander Seniors

If you believe that assisted living is the best option for your loved one, it’s important to find a community that respects the cultural values and traditions of Native Hawaiian and Pacific Islander residents. We put together this checklist to help you find a safe, comfortable residence for your family member.

The Cost of Assisted Living for Hawaiian and Pacific Islander Seniors and How to Pay

Hawaii has the highest cost of living in the United States due in part to how difficult it is to deliver goods to the group of islands. In fact, Sperling’s BestPlaces estimates that the overall cost of living in Hawaii is about 65.7% higher than the U.S. average. As a result, assisted living and other senior care options are more expensive than they are in most states.

According to Genworth’s Financial Cost of Care Survey, Hawaii residents paid an average of $5,375 per month for assisted living in 2021. The national average is $4,500 per month, making Hawaii about 19.4% more expensive. California, which also has high costs of living, is slightly less expensive than Hawaii, averaging $5,250 per month. Washington is the only state on the Pacific Coast that has higher costs than Hawaii, as seniors there pay an average of $6,000 per month for assisted living.

Ways to Pay for Assisted Living

Assisted living staff members may help residents with activities of daily living (such as reminding residents to take their medications), but assisted living isn’t a medical service. Therefore, it usually isn’t covered by Medicare and other health insurance plans. If your loved one has Medicaid, coverage depends on the rules in their state of residence. Some seniors also use long-term care insurance or veterans benefits to get the care they need.

Payment Option

Does It Cover the Costs of Assisted Living?

Learn More

Long-term care insurance

Coverage depends on the plan selected. Certain long-term care partnership policies can help members qualify for Medicaid benefits sooner.

Medicaid

For Native Hawaiians and Pacific Islanders in Hawaii, Med-QUEST, the state's Medicaid managed care program, reimburses Medicaid beneficiaries for certain assisted living expenses. For Pacific Islanders living in other states, it depends. 

Medicare

Medicare doesn't cover assisted living. This includes Original Medicare and Part C Advantage Plans sold by private insurance companies.

Private health insurance

Private health insurance plans may pay for certain health services received in an assisted living community, but they don't cover room and board or other expenses.

Veterans benefits

Some long-term care services are included with standard VA benefits. The VA also offers Aid and Attendance benefits, which add money to a veteran's monthly pension to help pay for personal care, including assisted living services.

Resources for Hawaiian and Pacific Islander Seniors

Government agencies and nonprofit groups provide a variety of free resources to help seniors learn more about available benefits and access supportive services in their community. Seniors and families can get started by contacting the organizations below.

Resource

Contact

Description

(808) 327-2740
Online Contact

The CCH Benefit Enrollment Center helps Medicare beneficiaries apply for government benefits and other forms of assistance. Staff members provide one-on-one support with everything from determining benefits eligibility to helping seniors fill out applications and collect required documents. CCH also provides referrals to other programs when needed.

(808) 643-2372
adrc@doh.hawaii.gov

Hawaii's ADRC offers a broad range of resources to help seniors age with dignity. It operates the state's Senior Medicare Patrol, the State Health Insurance Assistance Program (SHIP) and the Hawaii Long-Term Care Ombudsman program. SHIP helps Hawaii residents understand their Medicare options and sign up for benefits.

(808) 535-6700
info@alulike.org

The mission of the Elderly Services Department is to help Native Hawaiian elders restore their health, maintain their cultural identity and enjoy high levels of self-respect. Its Good Health and Living for the Elderly program provides supportive services for Native Hawaiians aged 60 and older.

(808) 586-4400
Online Contact

Hawaii has four Area Agencies on Aging that are part of the state's Aging Network and administered by the Executive Office on Aging. These agencies offer legal assistance, health screenings and other services that can help assisted living residents maintain their health and understand their rights.

(206) 624-1221
Online Contact

The NAPCA serves as an advocate for Asian Americans and Pacific Islanders living in the United States. Its online resource center has several fact sheets to help older adults avoid abuse and financial exploitation. Each fact sheet is available in eight languages, including Tagalog, Samoan, Chinese and Vietnamese.

(808) 692-1050

The Department of Native Hawaiian Health conducts research to help reduce health disparities among Native Hawaiians and Pacific Islanders. Researchers often present their results to community members, giving them the information they need to manage chronic health conditions and avoid serious complications.